LAC 37:XIII.9509. Definitions

A. For the purposes of this regulation the following terms shall have the meaning ascribed herein unless the context clearly indicates otherwise. Active Military Personnel— a. a single or married person who is based in this state and serving on full time active duty status in the military as a member of: i. the Army, Navy, Marine Corps or Air Force; or ii. the Reserve or National Guard; or iii. the Coast Guard. b. Active Military Personnel who are deployed out-of-state or overseas whose spouse and dependents remain in this state shall be considered as based in this state for purposes of receiving the discount provided by R.S. 22:1482 and §9515 of this regulation. AMP―active military personnel. Authorized Insurer―shall have the meaning found in R.S. 22:46(3), hereinafter “insurer.” Automobile Liability Insurance Policy―a policy of insurance acquired in this state, insuring personal motor vehicles of the types described in R.S. 22:1266(A)(1)(a)-(b), and motorcycles of the types described in R.S. 32:1252(30), which provides coverage for bodily injury and property damage liability, medical payments and uninsured motorists coverage as provided in R.S. 22:1266(A)(2). Golf carts, go-carts, off-road vehicles, all-terrain vehicles and other similar motorized vehicles are not motor vehicles for the purposes of R.S. 22:1266(A)(1)(a)-(b) and are not motorcycles for the purposes of R.S. 32:1252(30). Commissioner―the Commissioner of Insurance for the state of Louisiana. Direct Written Premium―the premium charged by an insurer as consideration for an automobile liability insurance policy. Insured―the individual who qualifies as active military personnel. The spouse and/or any dependents who are under the age of 18 or unmarried full-time students under the age of 24 who are insured under the same policy as the active military personnel are also included in this definition. LDI―the Louisiana Department of Insurance. Named Insured―the person identified as such on the policy. State―the state of Louisiana.