Duplicate Coverage Prohibited

(1) In the event that a person is eligible for Commission benefits as an Employee or Retiree of more than one Employer, or as more than one of the following categories: Employee, Retiree, and Dependent; the person must elect a single such status for the purposes of enrolling in Commission benefits. For example, a person who qualifies both as a State Retiree and as a Municipal Employee may elect to be treated as either one, but not both. (2) If both members of a married couple are Employees or Retirees and both are enrolled in Commission coverage, they may either: (a) each have Individual Health Coverage; or (b) have Family Health Coverage covering both spouses and all other eligible Dependents. If a couple elects Family Health Coverage, only one spouse of the couple may be the named Insured for the Family Coverage. Both Employee spouses and dependents may enroll in other GIC benefits for which they may be eligible, for example both employees or retirees may each enroll in Basic Life Insurance coverage. (3) If both members of a divorced couple are Employees or Retirees and both are enrolled in Commission coverage, one member may enroll in Family Health Coverage covering the other member and all other eligible Dependents. Alternatively, each may independently elect Individual or Family Health Coverage. In that case, a Dependent may not be covered on more than one plan.