US lawMassachusettsRegulations209 CMR — Division of Banks209 CMR 40.00 — Unfair and deceptive acts and practices in consumer transactions40.04209 CMR 40.04High Cost Mortgage DisclosuresYear: 2026Length: 33 wordsOfficial source It is an unfair act or practice for a lender not subject to 209 CMR 32.00, other than a broker, to fail to make any of the disclosures required under 12 CFR 1026.32(c).Previous209 CMR 40.03Next209 CMR 40.05