MD Insurance Bulletin 10-11
Medical Professional Liability Rate Guide
MARTIN O'MALLEY
Governor
ANTHONY G. BROWN
Lt. Governor
DATE:
TO:
RE:
INsunexcn
BETH SAMMIS
Acting Commissioner
KAREN STAKEM HORNIG
Deputy Commissioner
P. RANDI JOHNSON
Associate
Commissioner
Property & Casualty
AorvrnrsrRATroN
200 St. Paul Street. Suite 2700 Baltimore. Marvland21202
www.mdinsurance.
state.md.
us
Bulletin 10-11
March 31,2010
Medical Professional Liability Insurers
Medical Professional Liabilitv Rate Guide
* * , t * * * * * * * ( * * * ; f , l * * , * , t * * * * * * * t
* * r < * * * * * ' l * * * * * * , f : f i * * * t < t f t ( * * i < r t < * * * * * * * * * * : * * r f * < , i , i * * * * * , t * : t : f r t : * * r f * * : t * * ' t * * * : t
Pursuant to 52-303.2 and $19-l12 of the Insurance Article, the Maryland Insurance
Administration ("MIA") hereby requests each medical professional liability insurer that offers
medical professional liability insurance policies in Maryland to provide information related to
medical professional liability insurance premiums for the following:
For healthcare professionals (physicians and surgeons);
For hospitals, medical day care centers, hospice care programs, assisted living programs,
and freestanding ambulatory care facilities;
For dental healthcare professionals;
For nursing and certain allied health professionals.
For certain healthcare technicians and assistants classifications. (NEW)
NOTE: If your company did not receive this bulletin directly from the MIA, or your company
does not have medical professional liability insurance written premium for the year 2009, NO
FURTHER ACTION IS REQUIRED ON YOUR PART.
These rates should be the base rates charged by class and by territory for policy limits of
$1,000,000/$3,000,000 based upon mature claims-made rates, with a clean claims history.
Please provide the premiums that are effective on or after October 1, 2010, for new business.
Property & Casualty
Bulletin
Medical Professional
Liabilitv Premium Data Call
Page 2
This information is necessary for the MIA to publish a medical professional liability rate
comparison
guide in accordance
with 52-303.2 of the Insurance
Article. The comparison
guide
will be posted on the MIA website and distributed in electronic and printed format.
The requested data should be provided in the required format (see attached). Please submit your
data via email. Electronic submission
is mandatory.No
paper documents
will be aocepted.
Data should be submitted to : lglemza@mdinsurance.state.md.us.
For questions,
please contact Mr. Linas Glemza at (al0) 468-2044.
In addition, please refer to the Summary of Revision page for a listing of revisions to this
request.
Please provide this information no later than Monday August 3,2010.
Beth Sammis
Acting Insurance Commissioner
By:
P. Randi Johnson
Associate Commissioner
Property & Casualty
Attachments:
o Excel File Format
o Data and File Requirements
Signature On File With Original
Maryland Medical Malpractice Rate Guide Specifications
October 2010 edition
SUMMARY OF REVISIONS TO SPECIFICATIONS
These are revisions to the specifications and reporting requirements from the prior
edition.
The following apply to certain specific classes:
1)
OLD MIA Sort Code is being retained this year.
2)
Healthcare (tech) classes have been added. Please refer to the spreadsheet
3)
Data and File Requirements section has been shortened, and a checklist has been
added for submission verification purposes. You are encouraged to print this checklist out.
4)
In addition, the Cognitive Care class has been re-instated.
5)
The excel file layout has been revised. Please refer to the excel file.
October 2010
Excel File Format
All data must start in cell A3 of the spreadsheet. PLEASE use headers. Below lists the
columns in which the data must be placed. The placement of data must conform to this or the
submission will be returned. The data must be placed in the following columns:
Column
Description
(A)
NAIC Group Code
(B)
NAIC Company Code
(C)
Effective Date of rates (mm/dd/yyyy) for New Business
(D)
NAIC Company Name (NOT NAIC GROUP NAME)
(E)
MIA Special Sort code
pre-filled
(F)
OLD MIA Special Sort code
pre-filled (temporary)
(G)
MIA determined class code
pre-filled
(G)
ISO Class code
pre-filled
(H)
Company Class Code number
(optional)
(I)
Description/Name of class
pre-filled
(J)
Territory 1 Premium
(K)
Territory 2 Premium
(L)
Territory 3 Premium
NOTES for Columns (J), (K) and (L)
1 = Baltimore City and Baltimore County
2 = Anne Arundel, Montgomery, Prince Georges and Howard counties
3 = Rest of State
Manual Premium ($1M/$3M, mature claims made with no claims, past or pending)
Exclude Extended Reporting endorsement premium
No Claim – any situation where no surcharge would apply.
If company does not have rates for $1M/$3M, provide a rate that has
Coverage for $1M per claim and the closest aggregate limit.
(M)
Leave blank
(N)
“Yes” if accepting NEW business, “No” if not.
(O)
“Yes” if accepting RENEWAL business, “No” if not.
(P)
Risk Purchasing Group (RPG)
NOTES for Column (P)
“Yes” if class is through an RPG only
“No” if class is not through an RPG
Both – if class is through either way.
October 2010
DATA and FILE Requirements
Requirements:
1)
Columns (A), (B), (J), (K) and (L) ENTRIES MUST IN NUMERIC FORMAT.
2)
Fill Column (J), (K) and (L) with “n/a” if rates are not available for the class.
3)
For the Premiums, round off to whole numbers, unless the rating base requires
otherwise.
4)
Spreadsheet detail requirements – please use the spreadsheet provided by the MIA. Do
not add any formatting features.
5)
We allow companies to submit disclaimers to their submissions. Keep it brief. Place
disclaimers on a separate spreadsheet page. Do not place any symbols next to the rates to
explain a disclaimer.
6)
On the contact_info spreadsheet page, please follow the instructions as provided.
October 2010
Submission Verification Checklist. Do not submit this checklist at all.
Cell Completion
____ a)
All cells for Columns A to D are filled for all listed classes, even if your company
has no rates for any particular classes. Do not leave any blank.
____ b)
Premium cells – Do not use dollar signs and commas. Round to the nearest
whole number, except for certain facilities classes where the need to retain dollars and cents is
needed.
____ c)
When a premium cell is not applicable, use “n/a”, not “N/A”.
____ d)
Verify that there are NO formulas. Use CTRL - ~ to verify.
____ e)
Do not delete any rows that show a class description
Territorial verification
___
a)
Make sure the rates correspond to the correct territories. Territories are defined
in the Excel File Format documentation.
Other
___
a)
Make sure file name is under 20 characters
___
b)
Make sure the 800/888 number is a general/customer service number.
___
c)
Make sure website is in form of www.(name).com (or .net). Do not include
http://
October 2010
Changes to MPL rate guide spreadsheet
1) Rates by territory - this is overhauled. Each territory has its own column for rates.
Instead of having 3 rows per specialty (one for each territory), there is only one row for each specialty.
2) The following columns have been deleted:
a) Old MIA sort code
3) The new_renew tab has been deleted. All new_renew information will now be contained
within each respective tab.
4) New tab - tech - is added. This contains new classes for the rate guide.
5) Facilities tab - Cognitive Care classes have been re-instituted.
This class was inadvertantly deleted for 2009 guide.
Refer to MIA Special Sort codes 6020 and 6021
6) The alliedhealth and facilities tabs have been "sub-grouped" for completion of data purposes.
RULES FOR COMPLETING THE SPREADSHEETS (reporting requirements)
1) If your company has no rates for all classes listed in a particular tab, leave blank and do nothing.
2) If your company has at least one rate in a particular tab (or a subgroup within a tab), the following rules apply:
a) Columns A to D, I to K AND M to O MUST BE COMPLETED
for those classes where you supply rates.
b) For those classes where no rates are supplied (within the tab or subgroup), the following apply:
Column A
Group code is required
Column D
Group or Company name is required
Columns I, J and K
Use n/a for all three columns
All other columns can be left blank
c) NOTE - only alliedhealth and facilities have sub-groups. Refer to Special Instructions in these tabs, located
at the bottom of each spreadsheet.
d) Hint - it maybe helpful to treat/view sub-groups has tabs within a tab.
NAIC Grp NAIC Comp Effective
Company
MIA Special
ISO
Company
Terr 1
Terr 2
Terr 3
leave
Accepts Business
Risk Purchasing
Code
Code
Date
Name
Sort Code
MIA Code
Code
Code
SPECIALTY
Premium
Premium
Premium
blank
NEW
RENEWAL
Group
1001
80178
80178
Administrative Medicine
1002
80230
80133
Aerospace Medicine
1003
80254
80254
Allergy/Immunology
1004
80151
80151
Anesthesiology
1005
80183
80183
Anesthesiology - All Other
1006
80101
80101
Broncho-Esophagology
1007
80255
80255
Cardiovascular Disease · No Surgery
1008
80256
80256
Dermatology · No Surgery
1009
80237
80237
Diabetes · No Surgery
1010
80238
80238
Endocrinology · No Surgery
1011
80423
80423
Fam/Gen Prac (No Ob) · Minor Surg
1012
80420
80420
Fam/Gen Prac(No Ob) · No Surgery
1013
80421
80421
Fam/Gen Practice (Inc Ob)(No Major Surg)
1014
80240
80240
Forensic/Legal Medicine (Except Psychiatry)
1015
80241
80241
Gastroenterology · No Surgery
1016
80231
80135
General Preventive Medicine · No Surgery
1017
80303
80303
Geneticist
1018
80243
80243
Geriatrics · No Surgery
1019
80244
80244
Gynecology · No Surgery
1020
80245
80245
Hematology · No Surgery
1021
80222
80222
Hospitalist/House Staff
1022
80232
80232
Hypnosis
1023
80473
80473
IM-Oncology (No Surgery)
1024
80269
80269
IM-Pulmonary (No Surgery)
1025
80246
80246
Infectious Diseases · No Surgery
1026
80283
80283
Intensive Care Medicine
1027
80257
80257
Internal Medicine · No Surgery
1028
80258
80258
Laryngology - No Surgery
1029
80259
80259
Neoplastic Diseases · No Surgery
1030
80260
80260
Nephrology · No Surgery
1031
80299
80299
Neurology - incl child - No surgery - Pain Mgmt
1032
80261
80261
Neurology (Including Child) · No Surgery
1033
80262
80262
Nuclear Medicine
1034
80248
80248
Nutrition
1035
80233
80233
Occupational Medicine
1036
80263
80263
Ophthalmology · No Surgery
1037
80264
80264
Otology - No surgery
1038
80265
80265
Otorhinolaryngology · No Surgery
1039
80266
80266
Pathology - No surgery
1040
80267
80267
Pediatrics · No Surgery
1041
80234
80234
Pharmacology - Clinical
1042
80437
80437
Phys/Phys med/Rehabilitation(Inc Acupuncture)
1043
80209
80209
Physical Medicine & Rehab (Major Proc)
1044
80208
80208
Physical Medicine & Rehab (Minor Proc)
1045
80208
80208
Physical Medicine & Rehab (Non-Invasive)
1046
80235
80235
Physician Medicine and Rehabilitation
1047
80268
80268
Physicians - N.O.C.· No Surgery
1048
80236
80236
Public Health
1049
80269
80269
Pulmonary Diseases · No Surgery
1050
80425
80425
Radiology - Therapy
1051
80253
80253
Radiology (Diagnostic) · No Surgery
1052
80252
80252
Rheumatology · No Surgery
1053
80247
80247
Rhinology - No Surgery
1054
80304
80304
Urgent Care Med (No Hospital ER)
NAIC Grp NAIC CompEffective Company
MIA Special
ISO
Company
Terr 1
Terr 2
Terr 3
leave
Accepts Business
Risk Purchasing
Code
Code
Date
Name
Sort Code
MIA Code
Code
Code
SPECIALTY
Premium
Premium
Premium
blank
NEW
RENEWAL
Group
1101
80166
80166
Abdominal Surgery
1102
80141
80141
Cardiac - Surgery
1103
80422
80422
Cardiology (Left Heart Cath Only)
1104
80150
80150
Cardiovascular Disease - Surgery
1105
80281
80281
Cardiovascular Disease · Minor Surgery
1106
80115
80115
Colon & Rectal-Surgery
1107
80443
80443
Colon&Rectal Surg(Min/Ltd)
1108
80282
80282
Dermatology · Minor Surgery
1109
80297
80297
Dermatology W/ Liposuction
1110
80271
80271
Diabetes · Minor Surgery
1111
80157
80157
Emergency Medicine - Inc. Major Surgery
1112
80102
80102
Emergency Medicine (No Major Surgery)
1113
80103
80103
Endocrinology - Surgery
1114
80272
80272
Endocrinology · Minor Surgery
1115
80117
80117
Family or General Practice - Surgery / No OB
1116
80117
80117
FGP (With Obstetrics)
1117
80273
80273
FP - Incl. deliveries
1118
80274
80274
Gastroenterology · Minor Surgery
1119
80104
80104
Gastroenterology-Surgery
1120
80143
80143
General Surgery - N.O.C
1121
80143
80143
General Surgery (Minor Surgery)
1122
80276
80276
Geriatrics · Minor Surgery
1123
80105
80105
Geriatrics-Surgery
1124
80167
80167
Gynecology - Surgery
1125
80167
80167
Gynecology (w/ In-vitro Fertilization)
1126
80277
80277
Gynecology · Minor Surgery
1127
80169
80169
Hand &/or Foot - Surgery
1128
80170
80170
Head & Neck Surgery
1129
80278
80278
Hematology · Minor Surgery
1130
80279
80279
Infectious Diseases · Minor Surgery
1131
80284
80284
Internal Medicine · Minor Surgery
1132
80285
80285
Laryngology - Minor Surgery
1133
80106
80106
Laryngology - Surgery
1134
80107
80107
Neoplastic Diseases - Surgery
1135
80286
80286
Neoplastic Diseases · Minor Surgery
1136
80108
80108
Nephrology - Surgery
1137
80287
80287
Nephrology · Minor Surgery
1138
80152
80152
Neurology ( including child) - Surgery
1139
80288
80288
Neurology (Including Child) · Minor Surgery
1140
80168
80168
Obstetrics - Surgery
1141
80153
80153
Obstetrics/gynecology - Surgery
1142
80114
80114
Ophthalmology - Surgery
1143
80289
80289
Ophthalmology · Minor Surgery
1144
80154
80154
Orthopedic (Incl. Back)
1145
80154
80154
Orthopedic Surgery
1146
80290
80290
Otology - Minor Surgery
1147
80158
80158
Otology - Surgery
1148
80291
80291
Otorhinolaryngology · Minor Surgery
1149
80155
80155
Otorhinolaryngology · With Plastic - Surgery
1150
80159
80159
Otorhinolayngology - Major Surgery - No Plastic
1151
80292
80292
Pathology - Minor surgery
1152
80293
80293
Pediatrics · Minor Surgery
1153
80294
80294
Physicians – This is a N.O.C. classification
1154
80308
80301
Pulmonary Diseases · Minor Surgery
1155
80449
80253
Radiology - Incl. Dye - minor surgery
1156
80280
80280
Radiology (Diagnostic) · Minor Surgery
1157
80300
80294
Rheumatology · Minor Surgery
1158
80270
80270
Rhinology - Minor surgery
1159
80160
80160
Rhinology - Surgery
1160
80156
80156
Surgeon - Plastic (N.O.C.)
1161
80116
80116
Surgical Specialty (Office,Min)
1162
80144
80144
Thoracic Surgery
1163
80171
80171
Traumatic - Surgery (Not E.R.)
1164
80145
80145
Urology - Surgery
1165
80146
80146
Vascular - Surgery
NAIC Grp
NAIC Comp Effective Company
MIA Special
ISO
Company
Terr 1
Terr 2
Terr 3
leave
Accepts Business
Risk Purchasing
Code
Code
Date
Name
Sort Code
MIA Code
Code
Code
SPECIALTY
Premium
Premium
Premium
blank
NEW
RENEWAL
Group
1301
80995
80995
Psychiatry - Extended
1302
80431
80431
Psychiatry - Incl Shock
1303
80249
80229
Psychiatry – including child
1304
80250
80250
Psychoanalysis
1305
80251
80251
Psychosomatic Medicine
1306
80998
n/a
Psychotherapy
NAIC Grp NAIC Comp Effective
Company
MIA Special
ISO
Company
Terr 1
Terr 2
Terr 3
leave
Accepts Business
Risk Purchasi
Code
Code
Date
Name
Sort Code
MIA Code
Code
Code
Description/Name of Class
Premium
Premium Premium
blank
NEW
RENEWAL
Group
2001
70963
80964
Nurse - RN
2002
70963
80964
Nurse - LPN
2010
72201
80964
Nurse Practitioner - Class A - Employed
2011
72201
80964
Nurse Practitioner - Class A - Self-Employed
2012
72201
80964
Nurse Practitioner - Class B - Employed
2013
72201
80964
Nurse Practitioner - Class B - Self-Employed
2014
72201
80964
Nurse Practitioner - Class C - Employed
2015
72201
80964
Nurse Practitioner - Class C - Self-Employed
2016
72201
80964
Nurse Practitioner - Class D - Employed
2017
72201
80964
Nurse Practitioner - Class D - Self-Employed
2018
72999
72299
Nurse Practitioner (Prescribing)
2019
80964
80964
Nurse Practitioner - Shared Limits
2030
71401
80962
Nurse Midwife (Dir Spvs)
2031
80962
80962
Nurse Midwife (Indir Spvs)
2032
80962
80962
Nurse Midwife (Dir Spvs) - Shared Limits
2033
80962
80962
Nurse Midwife (Indir Spvs) - Shared Limits
2040
71402
71402
Nurse Midwife Assistant
2060
80913
80913
Nurse Anesthetist (Spvs By Ane)
2061
80960
80960
Nurse Anesthetist (Spvs By Sur)
2062
71502
80452
Nurse Anesthetist (Spvs By Ane) - Shared Limits
2063
80452
80452
Nurse Anesthetist (Spvs By Sur) - Shared Limits
2100
79108
72203
Nurse Surgical / Assistant
2201
80116
80116
Physician Assistant - Employed - Class 1
2202
80116
80116
Physician Assistant - Employed - Class 2
2203
80116
80116
Physician Assistant - Employed - Class 3
2204
72998
72298
Physician's Assistant (Prescribing)
2205
80129
80129
Physician's Assistant - Shared Limits
2210
79101
80116
Physician Surgical Assistant
2250
72205
80945
Perfusionist - Employed
2601
80410
80410
Chiropractor
2610
71801
79801
Optometrist - self-employed
2611
79801
79801
Optometrist - Employed
2612
71801
71801
Optometry - Shared Limits
2620
72001
59181
Pharmacist - self-employed
2621
72003
59181
Pharmacist - employed
2630
80993
72301
Podiatrist (No Surgery)
2631
80994
72303
Podiatrist (Maj or Min Surgery)
2632
80950
80950
Podiatric Corporations - no surgery
2634
80950
80950
Podiatric Corporations - surgery
2650
72401
72401
Psychologist - Employed
Special instructions:
1) If your company has no rates for ALL MIA special Sort Codes from 2001 to 2250, leave everything blank for these classes.
If your company has at least one rate for this sub-group, refer to reporting requirements in the update2010 tab.
2) If your company has no rates for all MIA Special Sort Codes from 2601 to 2650, leave everything blank for these classes.
If your company has at least one rate for this sub-group, refer to reporting requirements in the update2010 tab.
NAIC Grp NAIC Comp
Effective
Company
MIA Special
ISO
Company
Terr 1
Terr 2
Terr 3
leave
Code
Code
Date
Name
Sort Code
MIA Code
Code
Code
Description/Name of Class
Premium
Premium
Premium
blank
3000
n/a
Audiologists - Employed
3001
n/a
Basic / Intermediate Emergency Medical Technician - Employed
3002
n/a
Bio-medical Technician/Technologist - Employed
3003
n/a
Blood Bank Technician/Technologist - Employed
3004
n/a
Cardiology Technician/Technologist - Employed
3005
n/a
Case Manager Individual - Employed
3006
n/a
Case Manager Separate Limit - Employed
3007
n/a
Chiropractic Assistant - Employed
3008
n/a
Circulation Technician/Technologist - Employed
3009
n/a
Clinical Lab Technician/Technologist - Employed
3010
n/a
Clinical/Rehabilitation Counselor - Employed
3011
n/a
Diagnostic Medical Sonographer - Employed
3012
n/a
Dialysis Technician/Technologist - Employed
3013
n/a
Dietitian - employed
3014
n/a
EEG Technician/Technologist - Employed
3015
n/a
EKG Technician/Technologist - Employed
3016
n/a
Electrologist - Employed
3017
n/a
Histologic Technician/Technologist - Employed
3018
n/a
Home Health - Employed
3019
n/a
Home Health Aide - Employed
3020
n/a
Hospital Pharmacy Technician/Technologist - Employed
3021
n/a
Medical Assistant - Employed
3022
n/a
Medical Laboratory Technician/Technologist - Employed
3023
n/a
Medical Records Administrator - Employed
3024
n/a
Medical Records Technician/Technologist - Employed
3025
n/a
Medical Technician/Technologist Assistant - Employed
3026
n/a
Nuclear Medical Technician/Technologist - Employed
3027
n/a
Nutritionist - employed
3028
n/a
Occupational Therapists - Employed
3029
n/a
Occupational Therapy Assistant - Employed
3030
n/a
Ophthalmologic Technician - Employed
3031
n/a
Optician - employed
3032
n/a
Optometric Technician/Assistant - Employed
3033
n/a
Orthopedic Technician/Assistant - Employed
3034
n/a
Orthotist/Prosthetist - Employed
3035
n/a
Orthotist/Prosthetist Technician - Employed
3036
n/a
Paramedic/EMT (Certified) - Employed
3037
n/a
Pedorthist - Employed
3038
n/a
Pharmacist Technician/Technologist/Assistant - Employed
3039
n/a
Phlebotomist - Employed
3040
n/a
Physical Therapist - Employed
3041
n/a
Physical Therapist Technician/Assistant - Employed
3042
n/a
Podiatric Assistant - Employed
3043
n/a
Radiation Therapist - Employed
3044
n/a
Radiologic Technician/Technologist - Employed
3045
n/a
Rehabilitation Assistant - Employed
3046
n/a
Rehabilitation Therapist - Employed
3047
n/a
Respiratory Care Provider - Employed
3048
n/a
Respiratory Therapist - Employed
3049
n/a
Respiratory Therapist Technician/Technologist - Employed
3050
n/a
Speech Hearing Therapist - Employed
3051
n/a
Speech Language Pathologist - Employed
3052
n/a
Surgical Technician/Technologist - Employed
3053
n/a
Volunteer Emergency Medical Technician - Employed
3054
n/a
X-Ray Technician/Machine Operator - Employed
DO NOT DELETE THIS ROW
3100
n/a
Health Sc/Biologist (employed)
3101
n/a
Health Services NOC - Medical Office Asst (employed)
3102
n/a
Health Services NOC - Operating Room Tech (employed)
3103
n/a
Health Services NOC - Paramedic/EMT (employed)
3104
n/a
Lab Supervisor/Director (Employed)
3105
n/a
Surgical/O.R. Technician (employed)
3106
n/a
Anesthesia Assistant (employed)
3107
n/a
Technician NOC - Level I (employed)
3108
n/a
Technician NOC - Level II (employed)
3109
n/a
Laboratory Aide - Employed
DO NOT DELETE THIS ROW
3200
n/a
Audiologists - Self-Employed
3201
n/a
Basic / Intermediate Emergency Medical Technician - Self-Employed
3202
n/a
Bio-medical Technician/Technologist - Self-Employed
3203
n/a
Blood Bank Technician/Technologist - Self-Employed
3204
n/a
Cardiology Technician/Technologist - Self-Employed
3205
n/a
Case Manager Individual - Self-Employed
3206
n/a
Case Manager Separate Limit - Self-Employed
3207
n/a
Chiropractic Assistant - Self-Employed
3208
n/a
Circulation Technician/Technologist - Self-Employed
3209
n/a
Clinical Lab Technician/Technologist - Self-Employed
3210
n/a
Clinical/Rehabilitation Counselor - Self-Employed
3211
n/a
Diagnostic Medical Sonographer - Self-Employed
3212
n/a
Dialysis Technician/Technologist - Self-Employed
3213
n/a
Dietitian - self-employed
3214
n/a
EEG Technician/Technologist - Self-Employed
3215
n/a
EKG Technician/Technologist - Self-Employed
3216
n/a
Electrologist - Self-Employed
3217
n/a
Histologic Technician/Technologist - Self-Employed
3218
n/a
Home Health - Self-Employed
3219
n/a
Home Health Aide - Self-Employed
3220
n/a
Hospital Pharmacy Technician/Technologist - Self-Employed
3221
n/a
Medical Assistant - Self-Employed
3222
n/a
Medical Laboratory Technician/Technologist - Self-Employed
3223
n/a
Medical Records Administrator - Self-Employed
3224
n/a
Medical Records Technician/Technologist - Self-Employed
3225
n/a
Medical Technician/Technologist Assistant - Self-Employed
3226
n/a
Nuclear Medical Technician/Technologist - Self-Employed
3227
n/a
Nutritionist - self-employed
3228
n/a
Occupational Therapist - Self-Employed
3229
n/a
Occupational Therapy Assistant - Self-Employed
3230
n/a
Ophthalmologic Technician - Self-Employed
3231
n/a
Optician - self-employed
3232
n/a
Optometric Technician/Assistant - Self-Employed
3233
n/a
Orthopedic Technician/Assistant - Self-Employed
3234
n/a
Orthotist/Prosthetist - Self-Employed
3235
n/a
Orthotist/Prosthetist Technician - Self-Employed
3236
n/a
Paramedic/EMT (Certified) - Self-Employed
3237
n/a
Pedorthist - Self-Employed
3238
n/a
Pharmacist Technician/Technologist/Assistant - Self-Employed
3239
n/a
Phlebotomist - Self-Employed
3240
n/a
Physical Therapist - Self-Employed(Owner)
3241
n/a
Physical Therapist Technician/Assistant - Self-Employed
3242
n/a
Podiatric Assistant - Self-Employed
3243
n/a
Radiation Therapist - Self-Employed
3244
n/a
Radiologic Technician/Technologist - Self-Employed
3245
n/a
Rehabilitation Assistant - Self-Employed
3246
n/a
Rehabilitation Therapist - Self-Employed
3247
n/a
Respiratory Care Provider - Self-Employed
3248
n/a
Respiratory Therapist - Self-Employed
3249
n/a
Respiratory Therapist Technician/Technologist - Self-Employed
3250
n/a
Speech Hearing Therapist - Self-Employed
3251
n/a
Speech Language Pathologist - Self-Employed
3252
n/a
Surgical Technician/Technologist - Self-Employed
3253
n/a
Volunteer Emergency Medical Technician - Self-Employed
3254
n/a
X-Ray Technician/Machine Operator - Self-Employed
NAIC Grp NAIC Comp Effective Company
MIA Special
ISO
Company
Terr 1
Terr 2
Terr 3
leave
Accepts Business
Risk Purchasi
Code
Code
Date
Name
Sort Code
MIA Code
Code
Code
Description/Name of Class
Premium
Premium
Premium
blank
NEW
RENEWAL
Group
5001
89701
80211
Dentist - Not Otherwise Classified
5002
89702
80211
Orthodontics (Local Anesthetics Only)
5003
89703
80211
Pedodontist (Local Anesthetics Only)
5004
89704
80211
Periodontist (Local Anesthetics Only)
5005
89705
80211
Prosthodontist (Local Anesthetics)
5006
89706
80211
Endodontics (Local Anesthetics Only)
5007
89707
80210
Oral Pathologist
5008
89708
80211
Public Health Dentist
5009
89709
80211
Dentist - Not Oral Surgeon, Sedation
5010
89710
80210
Oral Or Maxillofacial Surgeon
5011
89711
80210
Dentist - Not Oral Surgeon, Anesthesia
5012
89712
89712
Oral/Maxillofacial Surgeon (Hosp. , Surgi-center)
5013
89713
89713
Specialists In Dental Anesthesia
5014
80208
80208
Host Dentist
5015
80209
80209
Implants (Incl. osseointegration)
5016
80211
80211
Dental Pathologist
5017
80211
80210
Temporomandibular Joint Specialist
5100
89740
80210
Dental Hygienist
5101
80964
80964
Nurse-Student Nurse
5102
80964
80964
Nurse-Dental Assistant
NAIC GrpNAIC CompEffective
Company MIA Special
ISO
Company
Terr 1
Terr 2
Terr 3
leave
Accepts Business
Risk Purchasing
Code
Code
Date
Name
Sort Code
MIA Code
Code
Code
Description/Name of Class
Premium
Premium
Premium
blank
NEW
RENEWAL
Group
6001
80522
80522
Assisted Living Facility
6002
80522
80522
Extended Congregate Care
6003
80926
80926
Hospice For Profit - In-Patient Care (Beds)
6004
80926
80926
Hospice Not for Profit - In-Patient Care (Beds)
6005
80522
N/A
Independent Care - For Profit
6006
80522
N/A
Independent Care - Not for Profit
6007
80522
80522
Independent Living Facility
6008
80923
N/A
Intermediate Care - For Profit
6009
80923
N/A
Intermediate Care - Not for Profit
6010
80923
80923
Intermediate Care Facility
6011
80923
80923
Long Term Care (Beds)
6012
80954
80954
Palliative Care - Non-Hospice Patients - For Profit (Visits)
6013
80953
80953
Palliative Care - Non-Hospice Patients - Not for Profit (Visits)
6015
80522
N/A
Resident Care - For Profit
6016
80522
N/A
Resident Care - Not for Profit
6017
80923
N/A
Skilled Care - For Profit
6018
80923
N/A
Skilled Care - Not for Profit
6019
80923
80923
Skilled Nursing Facility
6020
80923
N/A
Cognitive Impairment Care-For Profit
6021
80923
N/A
Cognitive Impairment Care-Not For Profit
DO NOT DELETE THIS ROW
6101
N/A
N/A
Births/Birthing Centers (Beds)
6102
89648
N/A
Dialysis Center
6103
89640
N/A
Inpatient Surgeries (per 100 procedures)
6104
89641
80453
Outpatient Surgeries (per 100 procedures
6105
N/A
N/A
Surgicenter - Minor Procedures (per 100 procedures)
6106
N/A
N/A
Surgicenter - Major Procedures (per 100 procedures)
6107
N/A
N/A
Surgicenter - Multi - Specialty (per 100 procedures)
6108
N/A
N/A
Surgicenter - Single Specialty (per 100 procedures)
6120
N/A
N/A
Medical Laboratory
6121
N/A
N/A
Dental Laboratory
6122
N/A
N/A
X-Ray/Imaging Center
6123
N/A
N/A
Optical Establishment
DO NOT DELETE THIS ROW
6200
N/A
N/A
Cardiac Rehabilitation (Visit)
6201
80601
80601
Chemical Dependency & Rehabilitation (Beds)
6202
N/A
N/A
Physical/Occupational Rehabilitiation (Vistis)
6203
80923
80923
Rehabilitation - General (Beds)
6204
N/A
N/A
Substance Abuse - Counseling (Visits)
6205
N/A
N/A
Substance Abuse - Skilled Medical (Visits)
6206
N/A
N/A
Trauma Rehabilitiation - Skilled Medical (Beds)
6207
N/A
N/A
Trauma Rehabilitiation - Therapy (Beds)
6208
N/A
N/A
Trauma Rehabilitiation - Transitional Living (Beds)
DO NOT DELETE THIS ROW
6400
80611
80611
Acute Care (Beds)
6401
80610
80610
All Other Outpatient (Visits)
6402
80611
80611
Bassinets - staff enhanced EFM training (Beds)
6403
80611
80611
Bassinets - no staff enhanced EFM training (Beds)
6404
80613
80613
Clinic (Visits)
6405
80610
80610
ER - Contracted Physicians (Visits)
6406
80610
80610
ER - Employed Physicians (Visits)
6407
80611
80611
Maternity (Beds)
6408
80611
80611
Neo Natal (Beds)
6409
80997
80997
Psychiatric (Beds)
6410
80990
80990
Psychiatric (Visits)
DO NOT DELETE THIS ROW
Special Instructions:
1) If your company has no rates for ALL MIA special Sort Codes from 6001 to 6021, leave everything blank for these classes.
If your company has at least one rate for this sub-group, refer to reporting requirements in the update2010 tab.
2) If your company has no rates for all MIA Special Sort Codes from 6101 to 6123, leave everything blank for these classes.
If your company has at least one rate for this sub-group, refer to reporting requirements in the update2010 tab.
3) If your company has no rates for ALL MIA special Sort Codes from 6200 to 6208, leave everything blank for these classes.
If your company has at least one rate for this sub-group, refer to reporting requirements in the update2010 tab.
4) If your company has no rates for all MIA Special Sort Codes from 6400 to 6410, leave everything blank for these classes.
If your company has at least one rate for this sub-group, refer to reporting requirements in the update2010 tab.
Section A
This section deals with the person completing(or submitting) the information. This is for MIA internal purposes only, and will not be part of the rate guide.
contact name
contact name
Contact Name
Company Name
Address 1
City, State Zip
phone number email
Format Rules for above items
First Last
As it appears on the Premium pages
city, state zip
xxx-xxx-xxxx
remove hyperlink
Section B
This section deals with information that will be on the rate guide. It is for contact information for potential insureds.
Company Name as you would like to be
800 number for insureds to call
website name for insureds and others
shown on the rate guide
for assistance/questions
to visit to obtain info
Format Rules for above items
As it appears on the Premium pages
xxx-xxx-xxxx
www.compname .com (no http://) & remove hyperlink