MD Insurance Bulletin 22-01
COVID-19 State of Emergency: Activation of Emergency Powers
LARRY HOGAN
Governor
BOYD K. RUTHERFORD
Lt. Governor
BULLETIN 22-01
Date:
January 5, 2022
To:
All Health Carriers
Re:
COVID-19 State of Emergency: Activation of Emergency Powers
On January 4, 2022, in response to the recent surge in COVID-19 cases and hospitalizations
resulting from the highly transmissible Omicron variant and other emergent variants, Governor
Larry Hogan issued a Proclamation declaring a State of Emergency and that a Catastrophic
Health Emergency exists in the State of Maryland.
Pursuant to § 2-115 of the Insurance Article and COMAR 31.01.02.05 and 06, the Commissioner
is invoking her emergency powers, and the provisions of COMAR 31.01.02.06A(3) and (8), F,
M, and N are activated. As a result, health carriers are required to take the actions described
below.
Pursuant to COMAR 31.01.02.06A(3), health carriers are required to waive time
restrictions on prescription medication refills and authorize payment to pharmacies for at
least a 30-day supply of any prescription medication, regardless of the date upon which
the prescription medication had most recently been filled by a pharmacist.
Pursuant to COMAR 31.01.02.06A(8), F and M, health carriers are:
(1) prohibited from denying a claim or authorization request for coverage for the
administration of monoclonal antibody therapies (including
Bamlanivimab/Etesevimab, Casirivimab/Imdevimab, Sotrovimab, Tocilizumab,
Tixagevimab/Cilgavimab) on the ground that such therapy or treatment modality is
experimental or investigational; and
(2) required to waive any cost-sharing, including copayments, coinsurance, and
deductibles, for the administration of monoclonal antibody therapies (including
Bamlanivimab/Etesevimab, Casirivimab/Imdevimab, Sotrovimab, Tocilizumab,
Tixagevimab/Cilgavimab);
provided, with respect to both (1) and (2), that the Emergency Use Authorization issued
by the U.S. Food and Drug Administration for the specified antibody therapies is in effect
KATHLEEN A. BIRRANE
Commissioner
GREGORY M. DERWART
Deputy Commissioner
200 St. Paul Place, Suite 2700, Baltimore, Maryland 21202
1-800-492-6116 TTY: 1-800-735-2258
www.insurance.maryland.gov
and the administration of the drug complies with the terms of the Emergency Use
Authorization.
Pursuant to COMAR 31.01.02.06N, with respect to an eligible individual, a carrier in the
Medicare supplement market may not:
o Deny or condition the issuance or effectiveness of a Medicare supplement policy that
is offered and is available for issuance to new enrollees by the issuer;
o Discriminate in the pricing of a Medicare supplement policy because of health status,
claims experience, receipt of health care, or medical condition; and
o Impose an exclusion of benefits based on a preexisting condition under a Medicare
supplement policy.
“Eligible individual” is defined in COMAR 31.01.02.03B(13) as an individual who:
o Enrolled in Medicare Part B while enrolled in the Maryland Medical Assistance
Program;
o Remained in the Maryland Medical Assistance Program due to a suspension of
terminations by the Maryland Medical Assistance Program during a state of
emergency, and was not disenrolled until or terminated until at least 6 months
following the effective date of enrollment in Part B of Medicare;
o Seeks to enroll in a Medicare supplement policy during the 63 day period following
the later of notice of termination or disenrollment or the date of termination from the
Maryland Medical Assistance Program; and
o Submits evidence of the date of termination or disenrollment from the Maryland
Medical Assistance Program with the application for a Medicare supplement policy.
These regulations shall be in effect until the emergency declaration is lifted or the Commissioner
issues a Bulletin deactivating the regulations at issue.
Questions about this Bulletin may be directed to the Life & Health Unit of the Maryland
Insurance Administration at 410-468-2170.
KATHLEEN A. BIRRANE.
Commissioner
By:
David Cooney
Associate Commissioner
Life and Health
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