Md. Code, Financial Institutions § 9-424
§9–424.
(a) A savings and loan association may require a borrower to pay all charges in connection with a loan to the borrower.
(b) At each settlement, a savings and loan association shall give the borrower a memorandum of settlement that details each charge made in connection with the settlement.
(c) This section does not modify the usury laws of this State.