MI DIFS Bulletin 2024-12-INS
Change Healthcare Cybersecurity Event _____________________________________
STATE OF MICHIGAN
DEPARTMENT OF INSURANCE AND FINANCIAL SERVICES
Bulletin 2024-12-INS
In the matter of:
Change Healthcare Cybersecurity Event
_____________________________________/
Issued and entered
this 14th day of March 2024
by Anita G. Fox
Director
The Michigan Department of Insurance and Financial Services (DIFS) is monitoring the Change Healthcare
cybersecurity event and its ongoing impact nationwide. This event caused significant challenges across the
healthcare industry including to insurers, insureds, hospitals, pharmacies, and providers.
All affected health insurers operating in Michigan are expected to provide prompt assistance to affected
insureds. This includes making accommodations or modifying processes to facilitate treatment for insureds
and payment for healthcare services with as little interruption as possible given the circumstances. DIFS
encourages impacted insurers to consider flexibility for processes, including, but not limited to, prior
authorizations, claim payments, and appeals, if those processes were impacted by the event. DIFS also
expects all affected health insurers operating in Michigan to promptly and clearly communicate to affected
insureds and respond to inquiries from impacted providers with the accommodations that are available.
DIFS reminds insurers that they may have an obligation to notify DIFS of the event, to the extent they have
not already done so. Notification may also be required for a cybersecurity event in a system maintained by a
third-party service provider. Impacted insurers should review Michigan’s data security requirements for the
notification requirements and process. DIFS expects that all potentially impacted insurers are promptly and
thoroughly investigating whether nonpublic information was accessed and the potential impact of the event
on their company and insureds.
DIFS continues to encourage consumers to protect their personal information in all instances and to beware
of potential scams resulting from this event. DIFS offers tips to consumers for protecting their personal
information. Consumers that are experiencing challenges or interruptions in their health care because of this
incident should first attempt to resolve those issues with their health insurer or care provider directly. If a
resolution cannot be reached, contact DIFS for assistance Monday through Friday 8 a.m. to 5 p.m. at 877-
999-6442 or file a complaint online at Michigan.gov/DIFScomplaints.
Any questions regarding this bulletin should be directed to:
Department of Insurance and Financial Services
Office of Insurance Rates and Forms
DIFS-OIRF@michigan.gov
530 W. Allegan Street – 7th Floor
P.O. Box 30220
Lansing, Michigan 48909-7720
Toll Free: (877) 999-6442
/s/
____________________________
Anita G. Fox
Director