Annual Adjustment of the Maximum Work Loss Benefit and Survivors’ Loss Benefits Payable Under Policies of Personal Protection Insurance __________________________________________

STATE OF MICHIGAN DEPARTMENT OF INSURANCE AND FINANCIAL SERVICES Bulletin 2026-20-INS In the matter of: Annual Adjustment of the Maximum Work Loss Benefit and Survivors’ Loss Benefits Payable Under Policies of Personal Protection Insurance __________________________________________/ Issued and entered this 29th day of July 2026 by Anita G. Fox Director This bulletin supersedes Bulletin 2025-18-INS, dated July 31, 2025. Section 3107(1)(b) of the Insurance Code, MCL 500.3107(1)(b), requires that the Director annually adjust the maximum work loss benefit payable under policies of personal protection insurance. Section 3108 of the Insurance Code, MCL 500.3108, establishes the maximum benefit payable for survivors’ loss, which is also to be adjusted annually by the Director. The adjustments are to be made pursuant to Administrative Rule R 500.811 and reflect changes in the cost of living. Each adjustment is to be effective on October 1 of that year and is to apply only to benefits arising out of accidents occurring after the date of change in the maximum. Accordingly, the new work loss and survivors’ loss benefit payable, effective October 1, 2026, through September 30, 2027, shall not exceed $7,455 per single 30-day period. This maximum shall apply pro rata to any lesser period of work loss. The maximum work loss and survivors’ loss benefits per single 30-day period for recent years are as follows: October 1, 2025, through September 30, 2026 ---- $7,201 October 1, 2024, through September 30, 2025 ---- $7,014 October 1, 2023, through September 30, 2024 ---- $6,811 Any questions regarding this bulletin should be directed to: Department of Insurance and Financial Services Office of General Counsel 530 West Allegan Street, 7th Floor Lansing, Michigan 48933 Toll Free: (877) 999-6442 /s/ _________________________________________ Anita G. Fox Director