MI DIFS Bulletin 2019-21-INS
Certifications _________________________
STATE OF MICHIGAN
DEPARTMENT OF INSURANCE AND FINANCIAL SERVICES
Bulletin 2019-21-INS
In the matter of:
Section 3163 Certifications
_________________________/
Issued and entered
this 18th day of October 2019
by Anita G. Fox
Director
Effective June 11, 2019, Section 3163 of the Insurance Code (Code), MCL 500.3163, was amended by PA
21 of 2019 to eliminate the requirement that no-fault insurers authorized to do business in Michigan provide
personal protection insurance and property protection insurance benefits to their non-resident policyholders
when they are injured in a motor vehicle accident. After amendment, Section 3163 now requires coverage
for non-resident policyholders only if they own a motor vehicle that is registered and insured in Michigan.
Prior to June 11, 2019, Michigan no-fault insurers were required to file a certification that they provided the
required benefits. (Non-admitted insurers were permitted, but not required, to file the certification.) These
certifications are valid for motor vehicle accidents occurring before June 11, 2019. A list of certifications in
effect as of June 10, 2019, is posted on the Department of Insurance and Financial Services website. For
motor vehicle accidents occurring on or after June 11, 2019, the certifications have no effect and cannot be
relied on by a non-resident to claim coverage from an insurer that previously filed a certification.
Any questions regarding this bulletin should be directed to:
Department of Insurance and Financial Services
Office of Insurance Rates and Forms
530 W. Allegan Street – 7th Floor
P.O. Box 30220
Lansing, Michigan 48909-7720
Toll Free: (877) 999-6442
/s/
____________________________
Anita G. Fox
Director