R 125.103 Definitions; H to S.

Rule 103. As used in these rules: (a) "Household" means an individual or family residing or intending to reside in a single-dwelling unit. (b) “HUD” means the United States Department of Housing and Urban Development. (c) "Individual or individuals with disabilities" means an individual who has a disability that is a physical or mental impairment that substantially limits 1 or more major life activities, has a record of the impairment, or meets the definition of having a disability under any federal, state, or local program for the disabled. (d) "Individual or individuals with special needs" means an individual with physical disabilities, mental illness, substance abuse, or an addiction, or who is homeless, and who may need supportive services to succeed. (e) "Local community" means any of the following entities that presents evidence that it is acting in a manner consistent with the objectives of the act with respect to the provision of housing or community development: (i) A public body or agency. (ii) A quasi-governmental body approved by the authority and established by state or federal law, the governing board of which is elected by the residents of a definite geographical area. (iii) A park or playground association established pursuant to the provisions of 1911 PA 161, MCL 455.301 to 455.313. (iv) A nonprofit corporation, limited dividend housing corporation, or limited dividend housing association. (f) "Low-income individuals and families" means, as used in section 15a of the act, MCL 125.1415a, any of the following: (i) Any individual or family whose household income, at the time of initial occupancy of a unit in the housing project, does not exceed 80% of the area median income, adjusted for family size, as published by HUD. (ii) Any individual or family whose household income does not exceed the limits of an ordinance enacted by the municipality where the housing project is located, based on conditions existing in that municipality such as affordable housing needs, variations in construction costs, and fair market rents. (iii) As used in 15a of the act, MCL 125.1415a, only, provided that not less than 30% of the units in the housing project are income- and rent-restricted to 80% or less of the area median income, the household income of all individuals and families occupying units in the housing that are not income- and rent-restricted to 80% or less of the area median income is imputed to be 80% of the area median income, adjusted for family size, as published by HUD. (iv) Except as provided in paragraph (ii) of this subdivision, this definition of low- income individuals and families applies to all housing projects that are now or become eligible for the exemption under section 15a of the act, MCL 125.1415a. (g) "Minor" means a member of a household, other than the household head or spouse, who is under 18 years of age or who is under 19.5 years of age and a full-time high school or high-school alternative program student. (h) "Mortgage loan" means a loan that is authorized by resolution of the authority or by a mortgage loan commitment issued on behalf of the authority and is made to an applicant for a housing project or a housing unit from the proceeds of the sale of the authority's bonds or notes and other available funds for the purpose of providing construction financing or long-term financing, or both, the repayment of which is secured, or is to be secured, as provided in the act. (i) "Permanent general improvements" means alterations, repairs, and improvements on or in connection with an existing residential structure that substantially protects or improves the basic livability or energy efficiency of the residential structure to be improved. Permanent general improvements do not include materials, fixtures, or landscaping of a type or quality exceeding that customarily used in the locality for residential structures of the same general type as the structure to be improved. (j) "Property improvement loan" means a loan that is authorized by the authority for home improvements that protects or improves the basic livability of a single-family or manufactured home. (k) "Residential structure" means real property that is improved by a structure, and the structure is used primarily for residential purposes on a year-round basis. Residential structure does not include a mobile home or a trailer. (l) "Sponsor" means an individual, group, or organization that stimulates or promotes an applicant, and continues to be interested in the activities of the applicant with respect to a housing project.