11 CSR 45-20.010
Definitions
PURPOSE: This rule establishes definitions for sports wagering
used in this chapter.
(1) Definitions beginning with A—
(A) Abnormal wagering activity—Wagering activity exhibited by a patron(s) that is a potential indicator of suspicious
activity. Abnormal wagering activity may include the size of
a patron's wager, increased wagering volume on a particular
event or wager type, or a pattern of behavior by one (1) or more
patrons;
(B) Adjusted gross revenue—The total of all cash and cash
equivalents received by a licensee from sports wagering minus
the total of—
1. All cash and cash equivalents paid out as winnings to
patrons;
2. The actual costs paid by a licensee for anything
of value provided to and redeemed by patrons, including
merchandise or services distributed to patrons to incentivize
sports wagering;
3. Voided and cancelled wagers;
4. The cost of free play or promotional credits provided to
and redeemed by the applicable licensee’s patrons, provided
that the aggregate amount of such cost of free play or
promotional credits that may be deducted under this paragraph
in any calendar month shall not exceed twenty-five percent
(25%) of the total of all cash and cash equivalents received by
the applicable licensee for such calendar month;
5. Any sums paid as a result of any federal tax, including
federal excise tax; and
6. Uncollectible sports wagering receivables, not to exceed
two percent (2%) of the total of all sums, less the amount paid
out as winnings to sports wagering patrons;
(C) Affiliate—An entity that is related to another through
ownership, control, or contractual relationship; and
(D) Automated Clearing House (ACH)—An electronic payment system that allows for the transfer of funds between
financial institutions in the United States.
(2) Definitions beginning with B—(Reserved)
(3) Definitions beginning with C—
(A) Cancelled wager—A sports wager that was legal
and appropriate when originally placed, but some event,
circumstance, or occurrence prevents the wager from being
unequivocally determined;
(B) Class B license—A license granted by the commission
to maintain, conduct gambling games on, and operate an
excursion gambling boat and gaming facility at a specific
location;
(C) Client or client software—Any software or application
installed or operating on a patron’s device for the purpose
of interacting with an online sports wagering platform and
conducting mobile wagering;
(D) Commercially reasonable—Conducted in good faith and
in accordance with commonly accepted business practices;
(E) Commercially reasonable terms—For the purposes of
official league data only, includes the following nonexclusive
factors:
1. The availability of a sports governing body’s tier two
official league data to a sports wagering operator from more
than one (1) authorized source;
2. Market information, including but not limited to price
and other terms and conditions, regarding the purchase by
sports wagering operators of comparable data for the purpose
of settling sports wagers in this state and other jurisdictions;
3. The nature and quantity of data, including the quality
and complexity of the process utilized for collecting such data;
and
4. The extent to which sports governing bodies or their
designees have made data used to settle tier two bets or
wagers available to operators and any terms and conditions
relating to the use of that data;
(F) Commission—The Missouri Gaming Commission or its
agents; and
(G) Critical component—Any subsystem for which failure
or compromise can lead to unauthorized access to data used
for generating reports for the regulatory body or loss of player
entitlements, sports wagering data, or revenue. This includes
but is not limited to wagering data, elements that control
communication between the wagering device and the sports
wagering system, or other components that are needed to
ensure proper operation of the software.
(4) Definitions beginning with D—
(A) Designated nonpublic gaming area—Portions of a facility
not accessible to the public in which the operation of sports
wagering occurs, including but not limited to the employee
side of a sportsbook cage, vault, surveillance rooms, count
rooms, or rooms containing sports wagering equipment other
than publicly accessible and operational kiosks. Designated
nonpublic gaming area does not include off-site servers or data
centers located at a facility where in-person wagering does not
occur; and
(B) Dormant account—An online sports wagering account
that has had no login activity for a period of five (5) years.
(5) Definitions beginning with E—
(A) Esports—Multi-player video game competitions played
individually or as teams; and
(B) Excursion gambling boat—A boat, ferry, other floating
facility, or any nonfloating facility licensed by the commission
on or inside of which gambling games are allowed.
(6) Definitions beginning with F—(Reserved)
(7) Definitions beginning with G—
(A) Geofence or geofencing—The use of location-based navigation technology, such as global positioning system (GPS), to
create virtual geographic borders within which sports wagering may occur; and
(B) Geolocation—The process or technique of identifying the
geographical location of a person or device by means of digital
information processed by digital means.
(8) Definitions beginning with H—
(A) House rules—A document compiled by a Retail or
Mobile licensee for the purpose of summarizing portions of
the internal control system and certain other information
necessary to inform patrons of the functionality of the sports
wagering operation.
(9) Definitions beginning with I—
(A) In-game wager—A sports wager placed on an event after
the event has started; and
GAMING COMMISSION
(B) Integrity monitoring provider—An individual or entity
that receives reports of abnormal wagering activity from a
licensee for the purpose of assisting in identifying suspicious
wagering activity.
(10) Definitions beginning with J—(Reserved)
(11) Definitions beginning with K—
(A) Key business entity—Any holding, intermediary, or parent
company that directly owns fifteen percent (15%) or more of an
applicant or licensee;
(B) Key person—
1. The applicant’s or licensee’s board appointed chief
executive officer and chief financial officer, or the equivalent
individuals, as determined by the commission; and
2. The applicant’s or licensee’s principal owners who
directly own ten percent (10%) or more of the applicant or
licensee; and
(C) Kiosk—Any kiosk, terminal, machine, or other device
through which a patron may place or redeem an in-person
sports wager or a voucher without requiring the involvement
of an employee. The term “kiosk” includes both “wagering
kiosks” and “sports wagering redemption kiosks.”
(12) Definitions beginning with L—
(A) Layoff bet—A wager placed between two (2) licensees
on the outcome of an event for the purpose of offsetting or
managing risk.
(13) Definitions beginning with M—
(A) Material change—Any change in personal identification
or residence information, such as name, address, or phone
number, or information that might affect an applicant’s
or licensee’s suitability to hold a sports wagering license,
including but not limited to arrests, convictions, guilty pleas,
or disciplinary actions or license denials in other jurisdiction(s);
and
(B) Mobile wagering—The conduct of sports wagering
activities over the internet between a Mobile licensee and a
patron, through the use of an online sports wagering platform.
(14) Definitions beginning with N—(Reserved)
(15) Definitions beginning with O—
(A) Online sports wagering platform—An online-enabled
application, internet website, or other electronic or digital
technology used to offer, conduct, or operate mobile sports
wagering.
(16) Definitions beginning with P—
(A) Person—An individual, sole proprietorship, partnership,
committee, association, corporation, limited liability company,
or any other organization or business entity;
(B) Personal biometric data—An athlete’s biological data,
including but not limited to information derived from DNA,
heart rate, blood pressure, perspiration rate, internal or external
body temperature, hormone levels, glucose levels, hydration
levels, vitamin levels, bone density, muscle density, and sleep
patterns;
(C) Professional sports team—A team located in the state
of Missouri that is a member of the National Football League,
Major League Baseball, the National Hockey League, the
National Basketball Association, Major League Soccer, the
Women’s National Basketball Association, or the National
Women’s Soccer League;
(D) Prohibited conduct—Any statement, action, or other
communication intended to influence, manipulate, or control a
wagering outcome of an event or of any individual occurrence
or performance in an event in exchange for financial gain or to
avoid financial or physical harm. Prohibited conduct includes
statements, actions, and communications made to a protected
person by a third-party or through social media, but does
not include statements, actions, or communications made or
sanctioned by a team or sports governing body;
(E) Protected person—Includes athletes, umpires, referees,
and officials; personnel associated with clubs, teams, leagues,
and athletic associations; medical professionals, including
athletic trainers, who provide services to athletes and players;
and the family members and associates of these persons; and
(F) Purged tickets—Expired, winning tickets that have not
been redeemed.
(17) Definitions beginning with Q—(Reserved)
(18) Definitions beginning with R—
(A) Resettled wager—A wager where the original settled
wager result is modified due to a change in the result of the
underlying event or an error in the original settlement of the
wager.
(19) Definitions beginning with S—
(A) Settled wager—A wager that has been resolved with the
result of either a win, loss, or push and the patron has been
paid;
(B) Sports district—The premises of a facility located in this
state with a capacity of eleven thousand five hundred (11,500)
people or more, at which one (1) or more professional sports
teams plays its home games, and the surrounding area within
four hundred (400) yards of such premises;
(C) Sports governing body—An organization that performs a
regulatory or sanctioning function over the conduct of a sport
(e.g., NFL, NBA, NCAA);
(D) Sports wagering equipment—A machine, mechanism,
device, or implement that is integral to the operation of sports
wagering or that monitors or records any wager, including
without limitation—
1. Electronic, electrical, or mechanical devices for the
making or recording of wagers;
2. Any system for recording, displaying, or determining
wager information;
3. Any kiosk, terminal, or other device for the redemption
of a wager or voucher;
4. Computer monitoring systems; and
5. Gaming-related hardware and software;
(E) Sports wagering operation—The conduct of authorized
sports wagering under Article III, Section 39(g), of the Missouri
Constitution and all related activities, including but not limited
to accepting wagers, redeeming wagers, accounting, security,
surveillance, marketing, and advertising;
(F) Sports wagering operator—An entity that offers sports
wagering or has been organized for the purpose of offering
sports wagering;
(G) Sports wagering (SW) redemption kiosk—Any kiosk,
terminal, machine, or other device through which a patron
may redeem a sports wagering ticket or a voucher without
requiring the involvement of an employee regardless of
whether the redemption is for currency or for another ticket;
(H) Sports wagering system—Collectively all hardware,
software, communications technology, and sports wagering
equipment used to conduct sports wagering activity;
(I) Sportsbook—An approved area on the premises of an
excursion gambling boat or a sports district where in-person
sports wagering is offered; and
(J) Suspicious wagering activity—Abnormal wagering
activity that is indicative of match fixing, the manipulation of
an event, misuse of inside information, money laundering, or
other prohibited or illegal activity.
(20) Definitions beginning with T—
(A) Ticket—A printed record issued or an electronic record
maintained by the sports wagering system that evidences a
sports wager;
(B) Tier one sports wager—A sports wager that is determined
solely by the final score or final outcome of the sporting event
and is placed before the sporting event has begun; and
(C) Tier two sports wager—A sports wager that is not a tier
one sports wager.
(21) Definitions beginning with U—
(A) Unsettled wager—A wager that is still active and awaiting
the outcome of the event.
(22) Definitions beginning with V—
(A) Voided wager—A wager that a licensee voids after
acceptance that was either not valid at the time it was placed
or was valid at the time it was placed but has since become
invalid for any reason, including but not limited to the change
in eligibility status of a patron or subject of the wager; and
(B) Voucher—A printed record issued by a wagering kiosk or
an electronic record maintained by the sports wagering system
for the amount of unwagered funds when a patron cashed out
of a wagering kiosk.
(23) Definitions beginning with W—
(A) Wagering kiosk—Any kiosk, terminal, machine, or other
device through which a patron may place an in-person sports
wager without requiring the involvement of an employee.
(24) Definitions beginning with X—(Reserved)
(25) Definitions beginning with Y—(Reserved)
(26) Definitions beginning with Z—(Reserved)
AUTHORITY: section 39(g) of Article III, Mo. Const., section 313.004,
RSMo 2016, and sections 313.800–313.850, RSMo 2016 and Supp.
2025.* Original rule filed May 14, 2025, effective Nov. 30, 2025.
*Original authority: 313.004, RSMo 1993, amended 1994, 2014, and 313.800-313.850,
see Revised Statutes of Missouri, 2016 and Supp. 2025.