8 CSR 50-5.040
Present Value Table for Widows
PURPOSE: The purpose of this rule is to
compute death benefits paid to widows only.
This table gives the annual present value of
one dollar ($1) per week payable weekly, to
the end of the period until remarriage or
death, the first payment immediate compiled
from the Danish Annuitants and Dutch
Remarriage Tables with interest at four percent (4%), by Theodore Stalzer, formerly
assistant actuary of the Missouri Insurance
Department. It is used to compute death benefits payable to widows only.
Age 1 2 3 4 5 6 7 8 9 10 11 12 13
15 $47.84 $88.45 $122.72 $151.80 $176.51 $197.59 $215.60 $231.05 $244.35 $255.83 $265.79 $274.46 $282.05
16 47.99 88.60 123.04 152.33 177.29 198.64 216.94 232.69 246.27 258.10 268.37 277.36 285.26
17 48.03 88.77 123.40 152.93 178.17 199.82 218.45 234.54 248.57 260.64 271.27 280.61 288.85
18 48.08 88.96 123.80 153.60 179.15 201.14 220.13 236.60 250.93 263.47 274.50 284.23 292.85
19 48.13 89.17 124.17 154.25 180.22 202.58 221.98 238.86 253.63 266.61 278.06 288.23 297.28
20 48.20 89.40 124.74 155.13 181.42 204.19 224.03 241.26 256.39 269.84 281.78 292.42 301.95
21 48.26 89.83 125.28 156.04 182.72 206.05 226.36 244.22 259.98 273.96 286.42 297.59 307.63
22 48.34 89.93 125.86 157.02 184.15 207.88 228.73 247.13 263.46 278.01 291.04 302.78 313.39
23 48.42 90.24 126.51 158.08 185.70 209.64 230.73 249.81 266.68 281.85 295.51 307.86 319.09
24 48.50 90.56 127.19 159.22 187.37 212.21 234.25 253.90 271.50 287.33 301.66 314.68 326.56
25 48.59 90.91 127.92 160.44 189.15 214.61 237.31 257.64 275.94 292.49 307.53 321.26 333.84
26 48.69 91.28 128.70 161.73 191.01 217.15 240.55 261.62 280.65 297.98 313.75 328.22 341.55
27 48.79 91.71 129.52 163.08 193.00 219.81 243.91 265.76 285.58 303.68 320.26 335.53 349.62
28 48.90 92.07 130.36 164.49 195.07 222.60 247.48 270.09 290.73 309.65 327.08 343.13 358.03
29 49.01 92.45 131.24 165.95 197.19 225.46 251.13 274.56 296.04 315.80 334.05 350.96 366.69
30 49.12 92.91 132.14 167.44 199.37 228.38 254.86 279.12 301.45 322.07 341.18 358.95 375.53
31 49.24 93.34 133.04 168.94 201.56 231.33 258.26 283.02 306.21 327.70 347.68 366.31 383.73
32 49.35 93.77 133.94 170.44 203.75 234.28 262.37 288.32 312.36 334.72 355.57 375.01 393.33
33 49.46 94.19 134.84 171.93 205.93 237.21 266.20 292.98 317.77 340.98 362.68 383.02 402.11
34 49.57 94.61 135.72 173.39 208.06 240.07 269.74 297.33 323.05 347.10 369.63 390.79 410.70
35 49.68 95.02 136.57 174.80 210.12 242.84 273.28 301.64 328.17 353.02 376.35 398.30 410.98
36 49.78 95.40 137.39 176.16 212.10 245.51 276.66 305.79 333.08 358.70 382.79 405.50 426.92
37 49.88 95.78 138.17 177.46 213.99 247.58 279.89 309.72 337.73 364.08 388.90 412.37 434.42
38 49.97 96.13 138.90 178.67 215.76 250.42 282.90 313.40 342.08 369.11 394.59 418.66 441.41
39 50.06 96.45 139.58 179.81 217.40 252.63 285.70 316.81 346.11 373.76 399.86 424.53 447.86
40 50.14 96.75 140.22 180.85 218.92 254.67 288.29 319.97 349.84 378.05 404.71 429.92 453.78
41 50.21 97.01 140.77 181.80 220.31 256.52 290.64 322.81 353.20 381.91 409.06 434.76 459.08
42 50.28 97.25 141.32 182.66 221.55 258.19 292.74 325.37 356.21 385.36 412.95 439.07 463.78
43 50.34 97.50 141.78 183.44 222.67 259.68 294.62 327.67 358.88 388.43 416.39 442.86 467.91
44 50.39 97.70 142.20 184.12 223.66 260.99 296.28 329.65 361.22 391.08 419.35 446.11 471.43
45 50.43 97.87 142.56 184.71 224.50 262.12 297.68 331.33 363.18 393.32 421.84 448.83 474.35
PRESENT VALUE TABLE FOR WIDOWS
Age 1 2 3 4 5 6 7 8 9 10 11 12 13
46 50.48 98.02 142.87 185.22 225.24 263.09 298.90 332.78 364.85 395.20 423.91 451.07 476.74
47 50.51 98.15 143.14 185.65 225.86 263.89 299.89 333.95 366.19 396.70 425.54 452.80 478.55
48 50.54 98.26 143.36 186.01 226.36 264.54 300.68 334.88 367.23 397.83 426.75 454.06 479.83
49 50.55 98.34 143.53 186.28 226.74 265.02 301.26 335.54 367.95 398.59 427.53 454.83 480.56
50 50.58 98.42 143.67 186.50 227.03 265.39 301.70 335.99 368.43 399.06 427.95 455.18 480.81
51 50.59 98.46 143.76 186.63 227.20 265.58 301.88 336.19 368.59 399.15 427.90 455.05 480.52
52 50.60 98.49 143.81 186.70 227.28 265.65 301.92 336.16 368.47 398.92 427.52 454.44 479.75
53 50.61 98.50 143.83 186.72 227.27 265.59 301.79 335.93 368.11 398.39 426.83 453.52 478.48
54 50.60 98.49 143.80 186.64 227.14 265.40 301.45 335.40 367.44 397.49 425.68 452.09 450.24
55 50.60 98.48 143.75 186.54 226.95 265.07 300.99 334.80 366.56 396.35 424.22 476.69 474.48
56 50.59 98.44 143.65 186.46 226.64 264.60 300.32 333.88 365.36 394.80 422.30 447.92 471.70
57 50.58 98.38 143.52 186.11 226.24 264.00 299.48 332.76 363.90 392.96 420.04 445.18 468.46
58 50.56 98.32 143.37 185.82 225.76 263.30 298.50 331.43 362.18 390.81 417.41 442.03 464.73
59 50.54 98.23 143.16 185.45 225.17 262.43 297.29 329.83 360.15 388.29 414.35 438.38 460.45
60 50.52 98.11 142.90 184.99 224.46 261.39 295.86 327.97 357.79 385.39 410.84 434.22 455.60
61 50.48 97.99 142.63 184.49 223.65 260.22 294.28 325.90 355.69 382.17 406.96 429.63 450.26
62 50.45 97.84 142.29 183.88 222.71 258.87 292.46 323.54 352.20 378.53 402.60 424.50 444.30
63 50.41 97.68 141.92 183.22 221.68 257.40 290.46 320.94 348.94 374.54 397.83 418.90 437.85
64 50.36 97.47 141.47 182.44 220.48 255.69 288.17 318.00 345.26 370.07 392.51 412.69 430.71
65 50.30 97.25 141.03 181.64 219.18 253.85 285.69 314.79 341.27 365.22 386.76 405.99 423.03
66 50.20 96.95 140.41 180.66 218.66 251.61 282.56 310.80 336.74 359.65 380.11 398.67 414.56
67 50.00 96.37 139.29 178.80 215.92 247.89 277.87 304.97 329.56 351.24 370.43 387.65 402.40
68 49.78 95.73 138.03 176.77 213.05 243.91 272.75 298.66 322.08 342.40 360.32 376.28 389.78
69 49.54 95.04 136.67 174.58 209.79 239.67 267.34 292.00 314.07 333.18 349.80 364.48 376.76
70 49.29 94.30 135.22 172.24 206.41 235.18 261.64 285.02 305.78 323.58 338.90 352.29 363.36
71 49.00 93.46 133.64 169.76 202.81 230.46 255.67 277.76 297.17 313.65 327.65 339.76 349.64
72 48.69 92.60 132.00 167.15 199.11 225.53 249.45 270.20 288.24 303.35 316.05 326.90 335.73
73 48.38 91.69 130.25 164.39 195.28 220.37 242.94 262.31 278.95 292.69 304.10 313.74 321.38
74 48.04 90.73 128.41 161.49 191.05 214.94 236.11 254.04 269.25 281.64 291.76 300.23 306.81
75 47.66 89.66 126.44 158.48 186.65 209.15 228.63 245.33 259.20 270.14 279.12 286.34 291.92
AUTHORITY: section 287.650, RSMo 1986.*
Original rule filed Dec. 23, 1953, effective
Jan. 3, 1954. Amended: Filed May 1, 1973,
effective May 12, 1973.
*Original authority: 287.650, RSMo 1939, amended
1949, 1961, 1980, 1993, 1995, 1998.