20 CSR 2120-3.405
Preneed Agents
PURPOSE: This rule outlines the provisions for the practice of
preneed agent.
(1) Any individual who desires to be registered as a preneed
agent shall—
(A) Make application with the board on the forms provided
by the board and pay applicable fees;
(B) Provide the name, address, and license number of each
preneed seller who has authorized the applicant to sell,
negotiate, or solicit preneed contracts on their behalf; and
(C) Achieve a passing score on the Missouri Law examination.
(2) Any individual that is currently licensed by the board as a
funeral director and desires to be registered as a preneed agent
shall—
(A) Make application with the board on the forms provided
by the board; and
(B) Provide the name, address, and license number of each
preneed seller who has authorized the applicant to sell,
negotiate, or solicit preneed contracts on their behalf.
(3) An applicant that does not meet the requirements of the
board for registration within one (1) year after the application
is filed with the board and still desires to seek licensure shall
file a new application and pay applicable fees.
(4) If there is a change in a preneed seller that an agent is
authorized to sell, negotiate, or solicit preneed contracts, the
agent shall notify the board in writing and include the name,
address, and license number of the new seller prior to the
agent beginning to work on behalf of the seller.
(5) Any preneed agent registered by the board to sell a preneed
contract for or on behalf of a seller must be the agent of a seller
who is licensed to sell preneed contracts by the State Board of
Embalmers and Funeral Directors.
AUTHORITY: sections 333.011(9), 333.320, 333.325.5, 333.340, and
436.520, RSMo 2016.* Emergency rule filed Sept. 24, 2009, effective
Oct. 4, 2009, terminated Nov. 2, 2009. Emergency rule filed Oct.
23, 2009, effective Nov. 2, 2009, expired April 1, 2010. Original
rule filed Sept. 24, 2009, effective April 30, 2010. Rescinded and
readopted: Filed April 13, 2021, effective Oct. 30, 2021. Amended:
Filed Dec. 30, 2025, effective June 30, 2026.
*Original authority: 333.011, RSMo 1965, amended 2007, 2008, 2009; 333.320, RSMo
2009; 333.325, RSMo 2009; 333.340, RSMo 2009; and 436.520, RSMo 2009.