General Instructions

PURPOSE: This rule prescribes the general filing requirements for the rules in this chapter. PUBLISHER’S NOTE: The secretary of state has determined that the publication of the entire text of the material which is incorporated by reference as a portion of this rule would be unduly cumbersome or expensive. This material as incorporated by reference in this rule shall be maintained by the agency at its headquarters and shall be made available to the public for inspection and copying at no more than the actual cost of reproduction. This note applies only to the reference material. The entire text of the rule is printed here. (1) Filing and Report Forms. The following forms have been adopted and approved for use in this state and are incorporated by reference: (A) The Rescission Reporting Form for Long-Term Care Policies (Form LTC-A), approved as Appendix A to the Long-Term Care Model Regulation adopted by the National Association of Insurance Commissioners and printed as model #641 in October 2007, or any form which substantially comports with the specified form; (B) The Long-Term Care Insurance Personal Worksheet Form (Form LTC-B), approved as Appendix B to the Long-Term Care Model Regulation adopted by the National Association of Insurance Commissioners and printed as model #641 in October 2007, or any form which substantially comports with the specified form; (C) The Things You Should Know Before You Buy Long-Term Care Insurance Form (Form LTC-C), approved as Appendix C to the Long-Term Care Model Regulation adopted by the National Association of Insurance Commissioners and printed as model #641 in October 2007, or any form which substantially comports with the specified form; (D) The Long-Term Care Insurance Suitability Letter Form (Form LTC-D), approved as Appendix D to the Long-Term Care Model Regulation adopted by the National Association of Insurance Commissioners and printed as model #641 in October 2007, or any form which substantially comports with the specified form; (E) The Claims Denial Reporting Form (Form LTC-E), approved as Appendix E to the Long-Term Care Model Regulation adopted by the National Association of Insurance Commissioners and printed as model #641 in October 2007, or any form which substantially comports with the specified form; (F) The Potential Rate Increase Disclosure Form (Form LTC-F), approved as Appendix F to the Long-Term Care Model Regulation adopted by the National Association of Insurance Commissioners and printed as model #641 in October 2007, or any form which substantially comports with the specified form; (G) The Replacement and Lapse Reporting Form (Form LTC-G), approved as Appendix G to the Long-Term Care Model Regulation adopted by the National Association of Insurance Commissioners and printed as model #641 in October 2007, or any form which substantially comports with the specified form; (H) The Notice to Applicant Regarding Replacement of Individual Accident and Sickness or Long-Term Care Insurance (Form LTC-1), approved in Section 14 of the Long-Term Care Model Regulation adopted by the National Association of Insurance Commissioners and printed as model #641 in October 2007, or any form which substantially comports with the specified form; (I) The Notice to Applicant Regarding Replacement of Accident and Sickness or Long-Term Care Insurance (Form LTC-2), approved in Section 14 of the Long-Term Care Model Regulation adopted by the National Association of Insurance Commissioners and printed as model #641 in October 2007, or any form which substantially comports with the specified form; (J) The Outline of Coverage Form (Form LTC-3), approved in Section 31 of the LongTerm Care Model Regulation adopted by the National Association of Insurance Commissioners and printed as model #641 in October 2007, or any form which substantially comports with the specified form; (K) The Long-Term Care Partnership Exchange Notification Form (Form LTC-4), revised on March 10, 2008, or any form which substantially comports with the specified form; (L) The Partnership Program Policy Certification Form (Form LTC-5), revised on March 10, 2008, or any form which substantially comports with the specified form; (M) The Missouri’s Long-Term Care Insurance Partnership Disclosure Notice Form (Form LTC-6), revised on March 10, 2008, or any form which substantially comports with the specified form; and (N) The Missouri’s Long-Term Care Insurance Partnership Delivery Notice Form (Form LTC-7), revised on March 10, 2008, or any form which substantially comports with the specified form. (2) Availability. The above forms are published by the Missouri Department of Commerce and Insurance, PO Box 690, Jefferson City, MO 65102. The forms do not include any amendments or additions. The forms are available at the department’s office in Jefferson City, Missouri, on the department website, www.insurance.mo.gov, or by mailing a written request to the Missouri Department of Commerce and Insurance, PO Box 690, Jefferson City, Missouri 65102. (3) Filing Fees. All reports, filings, or amendments to reports required to be filed by insurers under this chapter shall be accompanied by a filing fee of fifty dollars ($50) as required by section 374.230(5), RSMo. AUTHORITY: section 374.045, RSMo 2000 and section 381.042, RSMo Supp. 2007.* Original rule filed Nov. 15, 2007, effective July 30, 2008. Non-substantive change filed Sept. 11, 2019, published Oct. 31, 2019. *Original authority: 374.045, RSMo 1967, amended 1993, 1995 and 381.042, RSMo 2000, amended 2007.