Cancellation, Nonrenewal and Refusal to Write

PURPOSE: This regulation prohibits the mandatory use underwriting rules to promote discrimination in the writing of certain insurance upon owner-occupied habitational property not exceeding two families. The establishment or use of any eligibility requirement or the mandatory application of any underwriting rule, which contains a provision applicable only to particular geographic areas or communities within this state in connection with policies of insurance providing fire and extended coverage insurance on owner-occupied habitational property not exceeding two (2) families is prohibited. This regulation shall not be construed so as to conflict with the ratemaking procedures set forth in section 379.318, RSMo 1986. AUTHORITY: sections 374.045 and 375.001–375.008, RSMo 1986.* This rule was previously filed as 4 CSR 190-16.160. Original rule filed Oct. 14, 1977, effective Feb. 11, 1978. *Original authority: 374.045, RSMo 1967 and 375.001–375.008, RSMo 1977.