22 CSR 10-2.094
Tobacco-Free Incentive Provisions and Limitations
PURPOSE: The rule establishes the policy of the board of trustees
in regards to the Strive for Wellness® Tobacco-Free Incentive and
the method and timeframes in which the requirements of the in
centive must be completed and submitted.
(1) Strive for Wellness® Tobacco-Free Incentive—The TobaccoFree Incentive is a voluntary program that eligible members
may elect to participate in to earn a reduction in premium.
Eligible members are responsible for completing requirements.
(2) Tobacco-Free Incentive—The Strive for Wellness® TobaccoFree Incentive is a reduction in premium of forty dollars ($40)
per month per eligible participant who is compliant with this
rule.
(3) Eligibility—The following members enrolled in a Missouri
Consolidated Health Care Plan (MCHCP), Preferred Provider
Organization (PPO), or Health Savings Account (HSA) Plan are
eligible to participate in the Tobacco-Free Incentive:
(A) Active employee subscribers;
(B) Non-Medicare spouses covered by a Tobacco-Free
Incentive eligible subscriber and Medicare primary spouses of
active employee subscribers; and
(C) Non-Medicare subscribers.
(4) Limitations and exclusions—The following members are not
eligible to participate in the Tobacco-Free Incentive:
(A) Members under the age of eighteen (18) years;
(B) Dependent children;
(C) Subscriber (with the exception of active employee sub
scriber) who has Medicare as primary coverage;
(D) Spouse (with the exception of spouse of active employee
subscriber) who has Medicare as primary coverage;
(E) TRICARE Supplement Plan subscriber;
(F) Spouse covered by ineligible subscriber; and
(G) The subscriber and/or spouse will become ineligible to
continue to participate the first day of the month in which
Medicare becomes his/her primary payer.
(5) Participation.
(A) Each eligible member must participate separately.
(B) In order to receive the Tobacco-Free Incentive, eligible
members must complete one (1) of the following every plan
year, for the incentive to be effective the first day of the second
month after MCHCP receives the Tobacco Promise form and
applicable requirements are completed:
1. Submit a Tobacco-Free Promise form; or
2. Submit a Quit Tobacco Promise form and agree to re
ceive the Quit Tobacco Road Map.
(C) Eligible members adding medical coverage must com
plete one (1) of the following within thirty-one (31) days of his/
her medical coverage effective date for the incentive to be ef
fective the first day his/her medical coverage is effective:
1. Submit a Tobacco-Free Promise form; or
2. Submit a Quit Tobacco Promise form and agree to re
ceive the Quit Tobacco Road Map.
(D) All forms can be completed through the eligible mem
ber’s myMCHCP account or downloaded from MCHCP’s website
and printed for completion. Completed printed forms must be
submitted to MCHCP by fax, mail, in person, or uploaded to the
eligible member’s myMCHCP account.
(E) Eligible members participating in the Tobacco-Free
Incentive whose coverage ends due to the subscriber’s ter
mination of all employment with the state and who then
regains coverage effective in the same plan year because the
subscriber is rehired as a new state employee, will receive the
Tobacco-Free Incentive effective the first day his/her medical
coverage is effective after the subscriber is rehired.
(F) An eligible member completing the Tobacco-Free
Incentive requirements in October of a plan year, who is eligi
ble for but not currently receiving the Tobacco-Free Incentive,
will receive the incentive for December of the current plan
year, in addition to the next plan year.
(G) Eligible members who completed the Tobacco-Free
Promise form and who, thereafter, use a tobacco product, must
notify MCHCP by phone, fax, or mail the next business day and
MCHCP will mail the Quit Tobacco Road Map.
(H) The Tobacco Free Incentive shall begin January 1 and end
December 31 of each plan year.
(6) A waiver may be granted if an eligible member requests a
waiver in writing along with a provider’s written certification
that it is medically inadvisable for the eligible member to quit
tobacco.
(7) MCHCP and/or its vendor may audit participation informa
tion for accuracy. Misrepresentation or fraud could lead to loss
of the Tobacco-Free Incentive and/or prosecution.
(8) MCHCP and/or its vendor may utilize participation data for
purposes of offering additional programs in accordance with
the MCHCP privacy policy.
AUTHORITY: section 103.059, RSMo 2016.* Emergency rule filed
Nov. 1, 2011, effective Nov. 25, 2011, expired May 22, 2012. Original
rule filed Nov. 1, 2011, effective April 30, 2012. Emergency amend
ment filed Aug. 28, 2012, effective Oct. 1, 2012, terminated Feb.
27, 2013. Amended: Filed Aug. 28, 2012, effective Feb. 28, 2013.
Emergency amendment filed Aug. 23, 2013, effective Oct. 1, 2013,
expired March 29, 2014. Amended: Filed Aug. 23, 2013, effective
March 30, 2014. Emergency amendment filed Feb. 28, 2014, ef
fective May 1, 2014, terminated Sept. 8, 2014. Amended: Filed Feb.
28, 2014, effective Aug. 30, 2014. Emergency rescission and rule
filed Aug. 29, 2014, effective Oct. 1, 2014, expired March 29, 2015.
Rescinded and readopted: Filed Aug. 29, 2014, effective March 30,
2015. Emergency rescission and rule filed Aug. 28, 2015, effective
Oct. 1, 2015, expired March 28, 2016. Rescinded and readopted:
Filed Aug. 28, 2015, effective March 30, 2016. Emergency rescission
and rule filed Aug. 26, 2016, effective Oct. 1, 2016, expired March
29, 2017. Rescinded and readopted: Filed Aug. 26, 2016, effective
March 30, 2017. Emergency rescission and rule filed Aug. 31, 2017,
effective Oct. 1, 2017, expired March 29, 2018. Rescinded and re
adopted: Filed Aug. 31, 2017, effective April 30, 2018.
*Original authority: 103.059, RSMo 1992.