Insurable interest in shared vehicle.

379.1945. Insurable interest in shared vehicle. — 1. Notwithstanding any other law, statute, rule, or regulation to the contrary, a peer-to-peer car-sharing program shall have an insurable interest in a shared vehicle during the car-sharing period. 2. Nothing in this section creates liability on a peer-to-peer car-sharing program to maintain the coverage mandated by section 379.1915 . 3. A peer-to-peer car-sharing program may own and maintain as the named insured one or more policies of motor vehicle liability insurance that provides coverage for: (1) Liabilities assumed by the peer-to-peer car-sharing program under a peer-to-peer car-sharing program agreement; (2) Any liability of the shared vehicle owner; (3) Damage or loss to the shared vehicle; or (4) Any liability of the shared vehicle driver. (L. 2025 H.B. 974, et al.) Effective 1-01-26