Form and Rate Filing guidance for Individual, Small Group, and Stand-Alone Dental Plans in Mississippi

MIKE CHANEY Commissioner of Insurance State Fire Maisha! DAVID BROWNING Deputy Commissioner ol Insurance MISSISSIPPI INSUR ANCE DEPARTMENT 501 N. WEST STREET, SUITE 1001 WOOLFOLK BUILDING JACKSON, MISSISSIPPI 39201 www.mid.ms.gov MISSISSIPPI INSURANCE DEPARTMENT BULLET IN 2025-1 MAILING ADDRESS Post Office Box 79 Jackson, Missls.slppi 39205-0079 TELEPHONE: (601) 359-3569 FA:x: (601) 359-2474 WATS: 1-800-562-2957 (Incoming-USA) TO: ALL ISSUERS OF SINGLE RISK POOL INDIVIDUAL AND SivIALL GROUP HEALTH NSURANCE PRODUCTS AND STAND-ALONE DENTAL PLANS IN MISSISSIPPI FROM: MIKE CHANEY COMMISSIONER OF INSURANCE DATE: MARCH 12, 2025 SUBJEC T: FORM AND RATE FILING GUIDANCE FOR INDIVIDUAL, SMALL GROUP, AND STAND-ALONE DENTAL PLANS IN MISSISSIPPl I. Purpose This bulletin provides guidance for filers of individual, small group, and stand-alone dental plans (SADP) offered inside and/or outside of, the Federally-Facilitated Marketplace (EFM), that wish to issue or renew plans in Plan Year 2026. 11. 2026 Plan Year Filing Deadlines In accordance with the United States Department of Health and Human Services (HHS) Timing and Submission and Posting of Rate Filing Justifications for 2026 Filing Year for Single Risk Pool Coverage, Issuers in a State with an Effective Rate Review Program must submit proposed rate filings for single risk pool coverage (both QHPs and non-QHPs) by a date set by the State, as long as the date is not later than July 16, 2025. 111. Filing Process Plan and rate filings for applicable products should be made via the System for Electronic Rate and Form Filing (SERFF), with form filings submitted no later than May 14, 2025, and rate filings no later than June 20, 2025. Rate filings are expected to comply with the submission requirements outline in MID Bulletin 2011-7. Issuers seeking to offer Qualified Health Plans (QHPs) through the FFM must also follow the QHP ce1iification process outlined in the 2025