Scope

Scope. The Flexible Rating System set forth in this Regulation shall be allowed for any residential or commercial earthquake policies, residential or commercial flood insurance policies that are not written through the National Flood Insurance Program, commercial liability and cybersecurity coverages, whether the insurance policies/coverages are endorsed to, or otherwise made a part of, another kind of insurance policy, or sold as a stand-alone policy. This Regulation shall not apply to workers’ compensation insurance, medical malpractice insurance, assigned risk/residual market plans or the Mississippi Windstorm Underwriting Association. Rate service organizations, as defined in Miss. Code Ann. § 83-2-1(d), shall not be eligible to submit filings pursuant to the Flexible Rating System as set forth in this Regulation.