Names of Debtors Who are Individuals

Names of Debtors Who are Individuals. For the purpose of this rule, “individual” means a human being, or a decedent in the case of a debtor that is such decedent’s estate. This rule applies to the name of a debtor or a secured party on a UCC document who is an individual. A. Individual Name Fields – The names of individuals are stored in files that include only the names of individuals, and not the names of organizations. Separate data entry fields are established for first personal name (first name), additional names/initials (middle name), and surnames (last or family names) of individuals. A filer should place the name of a debtor with a single name (e.g., “Cher”) in the surname field. The filing officer assumes no responsibility for the accurate designation of the components of a name but will accurately enter the data in accordance with the filer’s designations. B. Titles and Prefixes Before Names – Titles and prefixes, such as “doctor,” “reverend,” “Mr.,” and “Ms.,” should not be entered in the UCC information management system. However, as provided in Rule 11.8 when a UCC document is submitted with designated name fields, the data will be entered in the UCC information management system exactly as it appears. C. Titles and Suffixes After Names – Titles or indications of status such as “M.D.” and “esquire” are not part of an individual’s name and should not be provided by filers in UCC documents. Suffixes that indicate which individual is being named such as “senior,” “junior,” “I,” “II,” and “III,” are appropriate. In either case, as provided in Rule 11.8, they will be entered into the information management system exactly as received.