Definitions

Definitions A. Department – The Insurance Department of the State of Mississippi. B. State Fire Marshal’s Office – a division of the Department that is tasked with coordinating and assisting Mississippi fire and law enforcement services in order to protect life and property from fire and related perils. C. Commissioner – The Insurance Commissioner and State Fire Marshal of the State of Mississippi. D. Person – Any individual, partnership, corporation, association, reciprocal, exchange, inter-insurer, fraternal benefit society, insurer, company, society, syndicate, business trust, or any public or private organization of any character. E. Party – Any person named or admitted as a party, or properly seeking and entitled as of right to be admitted as a party, in any Department proceeding. F. Rule – Any Department statement of general applicability and effect that implements, interprets, or prescribes law or policy, or describes the organization, procedure, or practice of the Department. G. Rule-Making – The process for the formulation, amendment, or repeal of a rule. H. Order – The final disposition of the Department in any matter other than rule-making in which the Department is required by law to make its determination and, unless otherwise provided in law, after notice and hearing. I. Adjudication – A ruling or judgment on a matter that is under the jurisdiction of the Department of Insurance. J. Hearing – A proceeding for consideration or presentation of evidence, facts and matters for adjudication and decision regarding a matter that is under the jurisdiction of the Department of Insurance. K. License – Any Department permit, certificate, approval, registration or similar form of permission or record required by law, except a charter, an insurance producer’s certificate of authority. For the purposes of this regulation, a license shall also include any permit, certificate of compliance or license issued by the State Fire Marshal’s Office. L. Licensing – The Departmental process respecting the grant, denial, renewal, revocation, suspension, probation, withdrawal, or amendment of a license. M. Application – The request for authority for an action or an issuance by the Commissioner or the Department. N. Charter – The corporate charter of any corporation formed under the laws of Mississippi for the purpose of becoming an Insurer. O. Certificate Of Authority – When used with respect to an insurance producer, a certificate issued by the Commissioner pursuant to Miss. Code Ann. Section 83-17-5. When used with respect to a foreign insurer, a certificate issued by the Commissioner pursuant to Miss. Code Ann. §83-21-1. P. Insurance – A contract of insurance as defined in Miss. Code Ann. §83-5-5. Q. Insurer – A “company” or “insurance company” as defined in Miss. Code Ann. §83-5-5. R. Examination – A test, whether oral, written, or both, to determine the capacity of an applicant to be an insurance producer, broker, solicitor or adjuster. S. Insurance Code – Mississippi Code Annotated, Title 83. T. Certificate Of Compliance – A certificate issued by the Commissioner in his role as State Fire Marshal that a person or entity has met all necessary requirements and is in acting in accordance with any statute, rule or regulation under the jurisdiction of the State Fire Marshal. U. Website – The Department hosts a public website wherein Department information, notices, bulletins and regulations, among other documents and information, are posted. The Department’s website address is www.mid.ms.gov .