Licensing of Insurance Producers:

Licensing of Insurance Producers: A. License Required - All insurance producers and business entities must be properly licensed before engaging in the business of insurance in this state. All applicants must have complied with the licensing laws prior to receiving a license to engage in the business of insurance in the State of Mississippi. B. Major Lines of Authority -Insurance producer licenses are issued in the following major lines of authority: 1. Life 2. Accident and Health 3. Property 4. Casualty 5. Variable Life and Variable Annuity, and 6. Personal Lines C. Limited Lines of Authority - Limited lines producer licenses are issued in the following limited lines of authority: 1. Industrial Fire 2. Surety 3. Title 4. Trip Accident and Baggage 5. Industrial Life and Accident & Health 6. Car Rental 7. Crop Insurance 8. Travel; and 9. Storage D. Initial and Renewal Applications - License applications and renewal applications shall be made through the Department’s online licensing portal, which may be found at the Department’s website; www.mid.ms.gov . E. Licensure Period – An insurance producer’s license will continue until such time as the licensure period elapses without timely renewal, or an administrative action is taken by the Department resulting in the revocation of the insurance producer’s license. F. Continuation of License during Proceeding - When an insurance producer has made a timely and sufficient application for renewal of a license, certificate of authority, with reference to any activity of a continuing nature, the license, certificate of authority does not expire until the administrative action is completed. When a renewal application is denied or an administrative hearing is set to review the licensure status of an insurance producer, or the terms of a certificate of authority are limited, then the license or certificate of authority expires upon the issuance of an Administrative Order by the Commissioner