19 MAC Pt. 1, R. 23.14
Confidential Customer Information
Cite as 19 Miss. Admin. Code Pt. 1, R. 23.14
Confidential Customer Information
A. A financial institution may not release a customer's insurance information to any person
other than an officer, director, employee, agent, or affiliate of the financial institution
without the written consent of the customer. For the purposes of this Section, "insurance
information" means information concerning the premiums, terms and conditions of
insurance coverage, insurance claims, and the insurance history of a customer contained
in the financial institution's records.
B. Subsection (A) of this section shall not apply to:
1. Names, addresses and telephone numbers derived in any manner from the
financial institution's records; or
2. The release of insurance information as otherwise authorized or prohibited by
State or federal law.
C. A financial institution shall not require premium information when requiring evidence of
insurance in connection with a loan or extension of credit and shall not use such premium
information for the purpose of soliciting insurance without the written consent of the
customer.
D. A financial institution may not use health information obtained from a customer's
insurance records for any purpose other than for its own activities pursuant to this Code.