Miss. Code Ann. § 75-24-155

(1) Rental-purchase agreements as defined in Sections 75-24-151 through 75-24-175 are not governed by the laws relating to: (a) A consumer credit sale as defined in Section 75-66-1(2) ; (b) Loans, interest, finance charges, credit or installment sales as those terms are used in Mississippi statutes; (c) A security interest as defined in Section 75-1-201 of the Uniform Commercial Code . (2) Sections 75-24-151 through 75-24-175 do not apply to the following: (a) Rental-purchase agreements primarily for business, commercial or agricultural purposes, or those made with governmental agencies or instrumentalities or with organizations; (b) A lease of a safe deposit box; (c) A lease or bailment of personal property which is incidental to the lease of real property and which provides that the consumer has no option to purchase the leased property; or (d) A lease of an automobile.