ARM 42.38.204. DEFINITIONS

(1) "Finder" means an individual, company or corporation that locates owners of abandoned property and assists them in retrieving it for a fee or commission. (2) "Holders" means an entity required to report and deliver unclaimed property under the act. (3) "Memorandum" means but is not limited to: (a) A confirmation letter or card signed by the owner; (b) A personal letter of inquiry from the owner; (c) A note in the file that the owner has discussed the account or property with the holder or an employee of the holder by telephone; (d) A note in the file that the owner personally came in and discussed the account or property with the holder or an employee of the holder; or (e) Communication in writing or verbal communication (evidenced by a note in the file) from the owner to a banking or financial organization concerning another relationship with the organization, including a loan payment or discussion concerning another account, as long as the organization sends regular statements to the owner concerning the subject property or account.