North Carolina · Statutes
Chapter 25A
46 sections
46 sections
- N.C. Gen. Stat. § 25A-1Scope of act.
- N.C. Gen. Stat. § 25A-2"Consumer credit sale" defined.
- N.C. Gen. Stat. § 25A-3"Payable in installments" defined.
- N.C. Gen. Stat. § 25A-4"Goods" defined.
- N.C. Gen. Stat. § 25A-5"Services" defined.
- N.C. Gen. Stat. § 25A-6"Seller" defined.
- N.C. Gen. Stat. § 25A-7"Cash price" defined.
- N.C. Gen. Stat. § 25A-8"Finance charge" defined.
- N.C. Gen. Stat. § 25A-9"Amount financed" defined.
- N.C. Gen. Stat. § 25A-10"Official fees" defined.
- N.C. Gen. Stat. § 25A-11"Revolving charge account contract" defined.
- N.C. Gen. Stat. § 25A-12"Consumer credit installment sale contract" defined.
- N.C. Gen. Stat. § 25A-13"Consumer Credit Protection Act" defined.
- N.C. Gen. Stat. § 25A-14Finance charge rates and service charge for revolving charge account contracts.
- N.C. Gen. Stat. § 25A-15Finance charge rates for consumer credit installment sale contracts.
- N.C. Gen. Stat. § 25A-16Transfer of equity.
- N.C. Gen. Stat. § 25A-17Additional charges for insurance.
- N.C. Gen. Stat. § 25A-18Confession of judgment.
- N.C. Gen. Stat. § 25A-19Acceleration.
- N.C. Gen. Stat. § 25A-20Disclaimer of warranty.
- N.C. Gen. Stat. § 25A-21Attorneys' fees.
- N.C. Gen. Stat. § 25A-22Receipts for payments; return of title documents upon full payment.
- N.C. Gen. Stat. § 25A-23Collateral taken by the seller.
- N.C. Gen. Stat. § 25A-24Identification of instruments of indebtedness.
- N.C. Gen. Stat. § 25A-25Preservation of consumers' claims and defenses.
- N.C. Gen. Stat. § 25A-26Substitution of collateral.
- N.C. Gen. Stat. § 25A-27Application of payments.
- N.C. Gen. Stat. § 25A-28Form of consumer credit installment sale contract.
- N.C. Gen. Stat. § 25A-29Default charges.
- N.C. Gen. Stat. § 25A-30Deferral charges.
- N.C. Gen. Stat. § 25A-31Consolidation and refinancing.
- N.C. Gen. Stat. § 25A-32Rebates on prepayment.
- N.C. Gen. Stat. § 25A-32.1Unearned finance charge credits on prepayment of loans secured by real property and mobile home loans.
- N.C. Gen. Stat. § 25A-33Terms of payments.
- N.C. Gen. Stat. § 25A-34Balloon payments.
- N.C. Gen. Stat. § 25A-35Statement of account.
- N.C. Gen. Stat. § 25A-36Certificates of insurance and rebates.
- N.C. Gen. Stat. § 25A-37Referral sales.
- N.C. Gen. Stat. § 25A-38"Home-solicitation sale" defined.
- N.C. Gen. Stat. § 25A-39Buyer's right to cancel.
- N.C. Gen. Stat. § 25A-40Form of agreement or offer; statement of buyer's rights.
- N.C. Gen. Stat. § 25A-41Restoration of down payment; retention of goods.
- N.C. Gen. Stat. § 25A-42Duties as to care and return of goods; no compensation for services prior to cancellation.
- N.C. Gen. Stat. § 25A-43Unconscionability.
- N.C. Gen. Stat. § 25A-44Remedies and penalties.
- N.C. Gen. Stat. § 25A-45Conflict with Consumer Credit Protection Act.