North Carolina · Statutes

Chapter 45

173 sections

N.C. Gen. Stat. § 45-1N.C. Gen. Stat. § 45-1
N.C. Gen. Stat. § 45-4Representative succeeds on death of mortgagee or trustee in deeds of trust; parties to action.
N.C. Gen. Stat. § 45-5Foreclosures by representatives validated.
N.C. Gen. Stat. § 45-6Renunciation by representative; clerk appoints trustee.
N.C. Gen. Stat. § 45-7Agent to sell under power may be appointed by parol.
N.C. Gen. Stat. § 45-8Survivorship among donees of power of sale.
N.C. Gen. Stat. § 45-9Clerk appoints successor to incompetent trustee.
N.C. Gen. Stat. § 45-10Substitution of trustees in mortgages and deeds of trust.
N.C. Gen. Stat. § 45-11Appointment of substitute trustee upon application of subsequent or prior lienholders; effect of substitution.
N.C. Gen. Stat. § 45-12Repealed by Session Laws 1973, c. 1208.Repealed
N.C. Gen. Stat. § 45-13Repealed by Session Laws 1981, c. 599, s. 12.Repealed
N.C. Gen. Stat. § 45-14Acts of trustee prior to removal not invalidated.
N.C. Gen. Stat. § 45-15Registration of substitution constructive notice.
N.C. Gen. Stat. § 45-16Repealed by Session Laws 2012-18, s. 1.2, effective July 1, 2012.Repealed
N.C. Gen. Stat. § 45-17Substitution made as often as justifiable.
N.C. Gen. Stat. § 45-18Validation of certain acts of substituted trustees.
N.C. Gen. Stat. § 45-19Mortgage to guardian; powers pass to succeeding guardian.
N.C. Gen. Stat. § 45-20Sales by mortgagees and trustees confirmed.
N.C. Gen. Stat. § 45-20.1Validation of trustees' deeds where seals omitted.
N.C. Gen. Stat. § 45-20.2Repealed by Session Laws 1981, c. 183, s. 2.Repealed
N.C. Gen. Stat. § 45-20.3Validation of deeds where seal omitted on power of attorney.
N.C. Gen. Stat. § 45-21Validation of appointment of and conveyances to corporations as trustees.
N.C. Gen. Stat. § 45-21.01Foreclosure of deeds of trust and mortgages on property affected by boundary certification.
N.C. Gen. Stat. § 45-21.1Definitions; construction.
N.C. Gen. Stat. § 45-21.2Article not applicable to foreclosure by court action.
N.C. Gen. Stat. § 45-21.3Repealed by Session Laws 1993, c. 305, s. 2.Repealed
N.C. Gen. Stat. § 45-21.4Place of sale of real property.
N.C. Gen. Stat. § 45-21.5N.C. Gen. Stat. § 45-21.5
N.C. Gen. Stat. § 45-21.7Sale of separate tracts in different counties.
N.C. Gen. Stat. § 45-21.8Sale as a whole or in parts.
N.C. Gen. Stat. § 45-21.9Amount to be sold when property sold in parts; sale of remainder if necessary.
N.C. Gen. Stat. § 45-21.9ASimultaneous foreclosure of two or more instruments.
N.C. Gen. Stat. § 45-21.10Requirement of cash deposit at sale.
N.C. Gen. Stat. § 45-21.11Application of statute of limitations to serial notes.
N.C. Gen. Stat. § 45-21.12Power of sale barred when foreclosure barred.
N.C. Gen. Stat. § 45-21.12APower of sale barred during periods of military service.
N.C. Gen. Stat. § 45-21.13Repealed by Session Laws 1967, c. 562, s. 2.Repealed
N.C. Gen. Stat. § 45-21.14Clerk's authority to compel report or accounting; contempt proceeding.
N.C. Gen. Stat. § 45-21.15Trustee's fees.
N.C. Gen. Stat. § 45-21.16Notice and hearing.
N.C. Gen. Stat. § 45-21.16AContents of notice of sale.
N.C. Gen. Stat. § 45-21.16BRepealed by Session Laws 2013-412, s. 7, effective August 23, 2013.Repealed
N.C. Gen. Stat. § 45-21.16COpportunity for parties to resolve foreclosure of owner-occupied residential property.
N.C. Gen. Stat. § 45-21.17Posting and publishing notice of sale of real property.
N.C. Gen. Stat. § 45-21.17ARequests for copies of notice.
N.C. Gen. Stat. § 45-21.18N.C. Gen. Stat. § 45-21.18
N.C. Gen. Stat. § 45-21.20Satisfaction of debt after publishing or posting notice, but before completion of sale.
N.C. Gen. Stat. § 45-21.21Postponement of sale; notice of cancellation.
N.C. Gen. Stat. § 45-21.22Procedure upon dissolution of order restraining or enjoining sale, or upon debtor's bankruptcy before completion of sale.
N.C. Gen. Stat. § 45-21.23Time of sale.
N.C. Gen. Stat. § 45-21.24Continuance of uncompleted sale.
N.C. Gen. Stat. § 45-21.25Repealed by Session Laws 1967, c. 562, s. 2.Repealed
N.C. Gen. Stat. § 45-21.25ABids placed remotely.
N.C. Gen. Stat. § 45-21.26Preliminary report of sale of real property.
N.C. Gen. Stat. § 45-21.27Upset bid on real property; compliance bonds.
N.C. Gen. Stat. § 45-21.28Repealed by Session Laws 1993, c. 305, s. 17.Repealed
N.C. Gen. Stat. § 45-21.29Orders for possession.
N.C. Gen. Stat. § 45-21.29ANo necessity for confirmation of sale.
N.C. Gen. Stat. § 45-21.30Failure of bidder to make cash deposit or to comply with bid; resale.
N.C. Gen. Stat. § 45-21.31Disposition of proceeds of sale; payment of surplus to clerk.
N.C. Gen. Stat. § 45-21.32Special proceeding to determine ownership of surplus.
N.C. Gen. Stat. § 45-21.33Final report of sale of real property.
N.C. Gen. Stat. § 45-21.33ARepealed by Session Laws 2019-53, s. 2, effective October 1, 2019, and applicable to petitions filed on or after that date.Repealed
N.C. Gen. Stat. § 45-21.34Enjoining mortgage sales on equitable grounds.
N.C. Gen. Stat. § 45-21.35Ordering resales; receivers for property; tax payments.
N.C. Gen. Stat. § 45-21.36Right of mortgagor to prove in deficiency suits reasonable value of property by way of defense.
N.C. Gen. Stat. § 45-21.37Certain sections not applicable to tax suits.
N.C. Gen. Stat. § 45-21.38Deficiency judgments abolished where mortgage represents part of purchase price.
N.C. Gen. Stat. § 45-21.38ADeficiency judgments abolished where mortgage secured by primary residence.
N.C. Gen. Stat. § 45-21.38BReserved for future codification purposes.Reserved
N.C. Gen. Stat. § 45-21.38CSeverability.
N.C. Gen. Stat. § 45-21.39Limitation of time for attacking certain foreclosures on ground trustee was agent, etc., of owner of debt.
N.C. Gen. Stat. § 45-21.40Real property; validation of deeds made after expiration of statute of limitations where sales made prior thereto.
N.C. Gen. Stat. § 45-21.41Orders signed on days other than first and third Mondays validated; force and effect of deeds.
N.C. Gen. Stat. § 45-21.42Validation of deeds where no order or record of confirmation can be found.
N.C. Gen. Stat. § 45-21.43Validation of certain foreclosure sales.
N.C. Gen. Stat. § 45-21.44Validation of foreclosure sales when provisions of G.S. 45-21.17(2) not complied with.
N.C. Gen. Stat. § 45-21.45Validation of foreclosure sales where notice and hearing not provided.
N.C. Gen. Stat. § 45-21.46Validation of foreclosure sales where posting and publication not complied with.
N.C. Gen. Stat. § 45-21.47Validation of foreclosure sales when trustee is officer of owner of debt.
N.C. Gen. Stat. § 45-21.48Validation of certain foreclosure sales that did not comply with posting requirement.
N.C. Gen. Stat. § 45-21.49Validation of foreclosure sales when provisions of § 45-21.16A(a)(3) not complied with.
N.C. Gen. Stat. § 45-22Transferred to G.S. 45-21.39 by Session Laws 1949, c. 720, s. 4.Repealed
N.C. Gen. Stat. § 45-23N.C. Gen. Stat. § 45-23Repealed
N.C. Gen. Stat. § 45-26.1Transferred to G.S. 45-21.40 by Session Laws 1949, c. 720, s. 4.Repealed
N.C. Gen. Stat. § 45-27N.C. Gen. Stat. § 45-27Repealed
N.C. Gen. Stat. § 45-31Transferred to G.S. 45-21.41 by Session Laws 1949, c. 720, s. 4.Repealed
N.C. Gen. Stat. § 45-32N.C. Gen. Stat. § 45-32Repealed
N.C. Gen. Stat. § 45-36.1Transferred to G.S. 45-21.42 by Session Laws 1949, c. 720, s. 4.Repealed
N.C. Gen. Stat. § 45-36.2Obligation of good faith.
N.C. Gen. Stat. § 45-36.3Notification by mortgagee of satisfaction of provisions of deed of trust or mortgage, or other instrument; civil penalty.
N.C. Gen. Stat. § 45-36.4Definitions.
N.C. Gen. Stat. § 45-36.5Notification: manner of giving and effective date.
N.C. Gen. Stat. § 45-36.6Document of rescission: effect; liability for wrongful recording.
N.C. Gen. Stat. § 45-36.7Payoff and short-pay statements; request and content.
N.C. Gen. Stat. § 45-36.7ACredit suspension directives.
N.C. Gen. Stat. § 45-36.8Understated payoff statement or short-pay statement: correction; effect.
N.C. Gen. Stat. § 45-36.9creditor to submit satisfaction or release for recording; liability for failure.
N.C. Gen. Stat. § 45-36.10Content and effect of satisfaction.
N.C. Gen. Stat. § 45-36.11Satisfaction: form.