NDAC 71-06-01-02
Calculation of retiree health insurance credit
Cite as N.D. Admin. Code ยง 71-06-01-02
Retiree health insurance credit will be calculated on actual years and months of service, identical to
retirement benefits under North Dakota Century Code chapter 54-52.
1.
Retiree health insurance credit will be subject to reduction factors in the event of early
retirement.
For annuitants of the public employees retirement system defined benefit plan and North
Dakota public employees retirement system judges, and for members of the defined
contribution retirement plan, excluding national guard/law enforcement and highway
patrol retirees, who take a periodic distribution:
Age at Retirement
Reduction Factor
Age at Retirement
Reduction Factor
64 to 65
3%
59 to 60
33%
63 to 64
9%
58 to 59
39%
62 to 63
15%
57 to 58
45%
61 to 62
21%
56 to 57
51%
60 to 61
27%
55 to 56
57%
For annuitants of the job service retirement program: This includes those who retired
under a discontinued service annuity but does not include those who retired at a
normal or optional date.
Age at
Retirement
Reduction
Factor
Age at
Retirement
Reduction
Factor
Age at
Retirement
Reduction
Factor
64 to 65
3%
59 to 60
33%
54 to 55
63%
63 to 64
9%
58 to 59
39%
53 to 54
69%
62 to 63
15%
57 to 58
45%
52 to 53
75%
61 to 62
21%
56 to 57
51%
51 to 52
81%
60 to 61
27%
55 to 56
57%
50 to 51
87%
For annuitants of the highway patrol fund and national guard/law enforcement retirees and
national guard/law enforcement retirees who transferred to the defined contribution
retirement plan:
Age at Retirement
Reduction Factor
54 to 55
3%
53 to 54
9%
52 to 53
15%
51 to 52
21%
50 to 51
27%
2.
Disabled annuitants receiving benefits under subdivision g of subsection 3 of North Dakota
Century Code section 54-52-17, subdivision d of subsection 3 of North Dakota Century Code
section 39-03.1-11, North Dakota Century Code section 52-11-01, or section 71-02-05-05 will
be eligible for full retiree health insurance credit benefits. No age reduction factor will be
applied.
3.
A surviving spouse eligible to receive benefits under paragraph 2 of subdivision a and
paragraphs 2 and 3 of subdivision b of subsection 6 of North Dakota Century Code section
54-52-17, subdivision b of subsection 6 of North Dakota Century Code section 39-03.1-11, or
North Dakota Century Code section 52-11-01 will receive retiree health insurance credit based
on the deceased member's years of service without any age reduction applied.
4.
A surviving spouse receiving benefits under the provisions of subdivision b, c, d, or e of
subsection 9 of North Dakota Century Code section 54-52-17; subdivisions a, b, and c of
subsection 5 of North Dakota Century Code section 27-17-01; subsection 9 of North Dakota
Century Code section 39-03.1-11; or North Dakota Century Code section 52-11-01 will receive
retiree health insurance credit for the duration benefits are paid, based upon the original
annuitant's retirement age.