US lawNorth DakotaRegulationsTitle 45 โ Insurance, Commissioner ofArticle 45-04 โ Life InsuranceChapter 45-04-06 โ Smoker/Nonsmoker Mortality Tables45-04-06-05NDAC 45-04-06-05Effective dateLast amended: 1985Year: 2026Length: 10 wordsOfficial source Cite as N.D. Admin. Code ยง 45-04-06-05The effective date of this chapter is January 1, 1985.PreviousNDAC 45-04-06-04