NDAC 45-04-10-04
Identity of insurer
Cite as N.D. Admin. Code ยง 45-04-10-04
1.
The name of the insurer, insurance agency, agent, or broker must be clearly identified on all
advertisements, and if any specific individual policy is advertised it must be identified either by
form number or other appropriate description. An advertisement may not use a trade name, an
insurance group designation, name of the parent company of the insurer, name of a particular
division of the insurer, agent, broker, or agency, service mark, slogan, symbol, or other device
or reference without disclosing the name of the insurer, agent, broker, or agency if the
advertisement would have the capacity or tendency to mislead or deceive as to the true
identity of the insurer, agent, broker, or agency or create the impression that an entity other
than the insurer would have any responsibility for the financial obligation under a policy.
2.
No advertisement may use any combination of words, symbols, or physical materials which by
their content, phraseology, shape, color, or other characteristics are so similar to a
combination of words, symbols, or physical materials used by a governmental program or
agency or otherwise appear to be of such a nature that they tend to mislead prospective
insureds into believing that the solicitation is in some manner connected with such
governmental program or agency.