NDAC 45-06-05.1-23
Prohibition against preexisting conditions and probationary periods in replacement policies or certificates
Cite as N.D. Admin. Code ยง 45-06-05.1-23
If a long-term care insurance policy or certificate replaces another long-term care policy or
certificate, the replacing insurer shall waive any time periods applicable to preexisting conditions and
probationary periods in the new long-term care policy for similar benefits to the extent that similar
exclusions have been satisfied under the original policy.