Application requirements

All applications for short-term limited-duration insurance policies must contain clear and unambiguous questions designed to ascertain the reason for the health condition of the applicant as follows: 1. Do you have comprehensive major medical coverage in force as of the date of this application? 2. Are you aware that this insurance coverage is not comprehensive major medical coverage? 3. Why are you purchasing a short-term limited-duration plan? (Please check all that apply) a. I am not eligible for Affordable Care Act marketplace tax subsidies. b. I cannot afford an Affordable Care Act marketplace plan. c. I do not use a lot of health care; therefore, I do not feel I need a comprehensive major medical plan. d. Other. 4. Do you understand this policy may not have network doctors and therefore may result in a bill for additional charges not covered by a doctor that is out-of-network with this plan?