NDAC 45-09-01-09
Statement of taxable premiums
Cite as N.D. Admin. Code ยง 45-09-01-09
Repealed effective July 1, 2012.
APPENDIX I
Categories of Acceptable Surplus Lines Coverage
The following categories of surplus lines coverage are not the only lines which may be written in North
Dakota. Other lines of coverage not on this list may be acceptable because of special underwriting
considerations. Any exceptions must be fully explained on the surplus lines report of placement.
If the coverage written is in an approved category, there is a presumption that after diligent search the
insurance, indemnity contract, or surety bond desired cannot be procured from a company authorized
to do business in this state.
These categories may be changed from time to time at the discretion of the insurance commissioner
subject to provisions of North Dakota Century Code chapter 28-32, the Administrative Agencies
Practice Act.
1.
Fiduciary liability.
2.
Commercial cyber insurance (inclusive of first-party and/or third-party commercial cyber
insurance coverage).
3.
Professional liability (E & O) except for hospitals.
4.
Directors and officers.
5.
Ocean marine cargo, liability and hull.
6.
Hazardous cargo and short-term trip transit.
7.
Bridges (large).
8.
Heavy woodworking property (unprotected, high-value sawmills).
9.
Product liability (hazardous).
10.
Ski lifts and tows' liability.
11.
Fireworks, ammunition, fuse, cartridges, power, nitroglycerine, explosive gases.
12.
Environmental impairment - pollution.
13.
Kidnap ransom.
14.
Oil and gas liability and marine.
15.
Livestock mortality (high values and unusual).
16.
Short tail (hole-in-one, 300 bowling score, etc.).
17.
Large utilities (generation, transmission).
18.
Building demolition and moving.
19.
Mono line liquor legal liability.
20.
Surcharged fire and allied lines excluding uncontrolled marine.
21.
High-value substandard private passenger automobile.
22.
Commercial automobile physical damage coverage in excess of rating organizations' filed
rates.
23.
Any excess liability coverages.
24.
Day care liability insurance coverages.