Product types - Definition

Each line of insurance is defined to include the following products: 1. Life and annuity includes: Annuity/institutional investment Equity/interest indexed annuity Credit life Equity/interest indexed universal life Deferred annuity Structured settlement annuity Endowment Term life Guaranteed investment Universal life contract/pension plan Whole life Immediate annuity and similar products relating to life and annuity matters. 2. Accident and health includes: Accident Hospital indemnity Accidental death Hospital and surgical Accidental death and dismemberment Intensive care Cancer Involuntary unemployment Civilian health and medical program Long-term care of the uniformed services Major medical supplement Managed care/excess loss Credit disability Medical expense Critical illness Medicare supplement Dental Nursing home Disability income Organ and tissue transplant Excess loss Prescription drug Family leave Specified disease Human immunodeficiency virus Sickness indemnity Stop-loss medical Home health care Surgical expense Vision and similar products relating to accident and health matters. 3. Property includes: Aircraft cargo Earthquake Aircraft hull Extended coverages Allied lines Fire Auto commercial physical damage Fire and allied lines Auto private passenger physical damage Flood Baggage Force placed Boiler and machinery Glass Burglary and robbery Lenders collateral Business income Livestock Cargo Money and securities Commercial inland marine Marine cargo Commercial multi-peril Marine hull Commercial property Mortgage guarantee Credit Multi-peril crop Credit card Ocean marine Credit property Personal floater Crime Personal inland marine Crop Pet Crop hail Rain Crop supplements Theft Difference in conditions Vandalism Dwelling Vendors single interest and similar products relating to property matters. 4. Casualty includes: Aircraft liability Medical malpractice Asbestos abatement Mechanical breakdown Auto commercial liability Personal excess liability Auto private passenger liability Personal umbrella liability Auto warranty contract Personal liability Bail bonds Pollution liability Bonds Premises and operations Commercial excess liability Prepaid legal service Commercial general liability Product liability Commercial umbrella liability Product recall Contractual liability Products and completed operations Directors and officers Professional liability Design professional Owners and contractors Employers liability Railroad protective Environmental impairment Ransom and extortion Errors and omissions Stop gap Fidelity bonds Stop-loss liability Fidelity insurance Surety Home warranty Title Legal expense Vehicle service contracts Legal malpractice Workers' compensation Liquor and dram shop liability and similar products relating to casualty matters. 5. Variable life and annuity includes: Variable deferred annuity Variable immediate annuity Variable group annuity/pension plan Variable life and similar products relating to variable life and annuity matters.