NDAC 45-14-01-02
Purpose and scope
Cite as N.D. Admin. Code § 45-14-01-02
1.
Purpose. This chapter governs the treatment of nonpublic personal health information and
nonpublic personal financial information about individuals by all licensees of the state
insurance department. This chapter:
a.
Requires a licensee to provide notice to individuals about its privacy policies and
practices;
b.
Describes the conditions under which a licensee may disclose nonpublic personal health
information and nonpublic personal financial information about individuals to affiliates and
nonaffiliated third parties; and
c.
Provides methods for individuals to prevent a licensee from disclosing that information.
2.
Scope. This chapter applies to:
a.
Nonpublic personal financial information about individuals who obtain or are claimants or
beneficiaries of products or services primarily for personal, family, or household purposes
from licensees. This chapter does not apply to information about companies or about
individuals who obtain products or services for business, commercial, or agricultural
purposes; and
b.
All nonpublic personal health information.
3.
Compliance. A licensee domiciled in this state that is in compliance with this regulation in a
state that has not enacted laws or rules that meet the requirements of title V of the
Gramm-Leach-Bliley Act [Pub. L. 102-106] may nonetheless be deemed to be in compliance
with title V of the Gramm-Leach-Bliley Act in the other state.