Liability insurance requirements for operation of an off-highway vehicle

A person may not drive, or the owner may not cause or knowingly permit to be driven, a motor vehicle in this state without a valid policy of liability insurance in effect in order to respond in damages for liability arising out of the ownership, maintenance, or use of that motor vehicle in the amount required by North Dakota Century Code chapter 39-16.1. Any person who violates this section is guilty of a noncriminal offense and shall pay a one hundred fifty dollar fee.