N.D. Cent. Code § 43-23-23
43-23-23. Errors and omissions coverage not required if premium limit unobtainable
43-23-23. Errors and omissions coverage not required if premium limit unobtainable
If the real estate commission is unable to obtain errors and omissions insurance coverage
at a reasonable premium, the errors and omissions insurance requirement of this section does
not apply during the year for which coverage cannot be obtained.