N.D. Cent. Code § 51-13-06.2
51-13-06.2. Applicability
51-13-06.2. Applicability
No provision of this chapter applies to a retail installment sale of personal property if:
1. The cash price of the personal property exceeds twenty-five thousand dollars; or
2. The personal property is to be used primarily for a business, commercial, or
agricultural purpose, not a personal, family, or household purpose.