N.D. Cent. Code § 13-12-03
13-12-03. Residential mortgage lender license required
13-12-03. Residential mortgage lender license required
Except as otherwise provided, a person other than a residential mortgage lender licensed
and authorized under this chapter may not engage in residential mortgage lending in the state
without a residential mortgage lender license issued by the commissioner. A person engages in
residential mortgage lending if the borrower resides in North Dakota.