N.D. Cent. Code § 26.1-13-17
26.1-13-17. Classification of property for insurance purposes
26.1-13-17. Classification of property for insurance purposes
A county mutual insurance company may classify the property insured by the policies at the
time of issuance under different rates corresponding, as nearly as may be, to the greater or
lesser risk from fire or lightning and loss which may attach to each of the buildings insured.