26.1-19-03. Exceptions

26.1-19-03. Exceptions This chapter does not apply to: 1. Commercial insurers licensed or authorized to do business in this state or to any nonadmitted insurers. 2. Retainer contracts made by attorneys with individual clients with fees based upon an estimate of the nature and amount of services to be provided to a specific client and similar contracts made with a group of clients involved in the same or closely related legal matters. 3. Plans providing no benefits other than consultation with and advice by an attorney in connection or combination with referral services. 4. The furnishing of legal services on an informal basis, involving neither an express contractual obligation nor reasonable expectations, in the context of an employment, membership, educational, or similar relationship. 5. Employee welfare benefit plans as defined by the Employee Retirement Income Security Act of 1974 [Pub. L. 93-406; 88 Stat. 829]. 6. Prepaid legal services plans that pay only an administrative fee to an attorney. Under this subsection, the payment of only an administrative fee to an attorney is not considered payment for or reimbursement of the cost of legal services and related expenses and court costs.