26.1-25-13. Rate administration

26.1-25-13. Rate administration 1. The commissioner shall adopt reasonable rules and statistical plans, reasonably adopted to each of the rating systems on file with the commissioner, which may be modified from time to time and which must be used thereafter by each insurer in the recording and reporting of its loss and countrywide expense experience, in order that the experience of all insurers may be made available at least annually in such form and detail as may be necessary to aid the commissioner in determining whether rating systems comply with the standards set forth in section 26.1-25-03. The rules and plans may also provide for the recording and reporting of expense experience items which are specially applicable to this state and are not susceptible of determination by a prorating of countrywide expense experience. In adopting the rules and plans, the commissioner shall give due consideration to the rating systems on file with the commissioner and, in order that the rules and plans may be as uniform as is practicable among the several states, to the rules and to the form of the plans used for the rating systems in other states. No insurer may be required to record or report its loss experience on a classification basis that is inconsistent with the rating system filed by it. The commissioner may designate one or more advisory organizations or other agencies to assist the commissioner in gathering such experience and making compilations thereof, and the compilations must be made available, subject to reasonable rules adopted by the commissioner, to insurers and advisory organizations. 2. Reasonable rules and plans may be adopted by the commissioner for the interchange of data necessary for the application of rating plans. 3. In order to further uniform administration of rate regulatory laws, the commissioner and every insurer and advisory organization may exchange information and experience data with insurance supervisory officials, insurers, and advisory organizations in other states and may consult with them with respect to ratemaking and the application of rating systems. 4. The commissioner may adopt reasonable rules necessary to effect the purposes of this chapter.