26.1-26.8-03. License required - Penalty

26.1-26.8-03. License required - Penalty 1. A person may not operate as or represent that the person is a public adjuster in this state unless the person is licensed as a public adjuster in accordance with this chapter. 2. A public adjuster may not misrepresent to an insured the public adjuster is an adjuster representing an insurer in any capacity, including acting as an employee of the insurer or acting as an independent adjuster. 3. A public adjuster may not solicit or enter an agreement for the repair or replacement of damaged property on which the public adjuster has engaged to adjust or settle claims for losses or damages of the insured. 4. Except as provided in subsection 1, licensure as a public adjuster is not required for: a. An attorney admitted to practice in this state, in the course of acting in the attorney's professional capacity as an attorney; b. A person that negotiates or settles claims arising under a life or health insurance policy or an annuity contract; c. An individual employed for the limited purpose of obtaining facts surrounding a loss or furnishing technical assistance to a licensed public adjuster, including a photographer, estimator, private investigator, engineer, or handwriting expert; d. A licensed health care provider, or an employee of a licensed health care provider, who prepares or files a health claim form on behalf of a patient; or e. A person that settles subrogation claims between insurers. 5. A person willfully violating subsection 1 or 2 is guilty of a class C felony.