N.D. Cent. Code § 26.1-30-16
26.1-30-16. Effect of nonfraudulent breach of warranty in policy
26.1-30-16. Effect of nonfraudulent breach of warranty in policy
A breach of warranty without fraud exonerates an insurer from the time the breach occurs,
or when a warranty is broken in its inception, prevents the insurance policy from attaching to the
risk.