N.D. Cent. Code § 26.1-36-01
26.1-36-01. Scope
26.1-36-01. Scope
No section of this chapter applies to or affects any policy of workforce safety and insurance
or any policy of liability insurance with or without supplementary expense coverage therein; or
any policy or contract of reinsurance; or any blanket or group insurance policy, except when the
section refers to a blanket or group insurance policy; or life insurance, endowment or annuity
contracts, or contracts supplemental thereto which contain only such provisions relating to
accident and sickness insurance as provide additional benefits in case of death or
dismemberment or loss of sight by accident, or as operate to safeguard such contracts against
lapse, or to give a special surrender value or special benefit or an annuity in the event that the
insured or annuitant shall become totally and permanently disabled, as defined by the contract
or supplemental contract.