26.1-39-01. Rescission of fire insurance contract for alteration increasing risk

26.1-39-01. Rescission of fire insurance contract for alteration increasing risk An alteration in the use or condition of a thing insured from that to which it is limited by the policy, if made without the consent of the insurer, by means within the control of the insured, and if it increases the risk, entitles an insurer to rescind a fire insurance contract.