NH Insurance Department Bulletin INS 24-016-AB
Coverage for Insureds 21 Years of Age and Younger Who Are Receiving Mental Health Services Provided by State-Sponsored Community Mental Health Providers
The State of New Hampshire
Insurance Department
21 South Fruit Street, Suite 14
Concord, NH 03301
David J. Bettencourt
Commissioner
Keith E. Nyhan
Deputy Commissioner
Telephone 603-271-2261 • Fax 603-271-1406 • TDD Access: Relay NH 1-800-735-2964
nh.gov/insurance
BULLETIN
Docket #INS 24-016-AB
TO:
All Health Insurers
FROM:
Commissioner David J. Bettencourt
DATE:
March 08, 2024
RE:
Coverage for Insureds 21 Years of Age and Younger Who Are Receiving
Mental Health Services Provided by State-Sponsored Community
Mental Health Providers
As commercial health insurance coverage expands under the Affordable Care Act to
ever wider segments of the New Hampshire population, and as state-sponsored
community mental health services for children in the state grow under a number of
state and federal initiatives, it is increasingly common that commercially covered
children with severe mental illness are receiving services from community-based
mental health organizations that are funded primarily through contracts with the
New Hampshire Department of Health and Human Services. Some of these services
are billable under the child’s commercial coverage. Despite this coverage
availability, the Insurance Department’s review of the all-payer claims data
indicates that these services are not commonly billed. Based on the information
provided to the Department from the workgroup that the Commissioner has
convened on this subject (the SB 411 Workgroup), the paucity of claims being
reimbursed for these services is primarily attributable either to the fact that the
organization is not in contract with the health carrier or that the organization is not
sufficiently informed to properly bill under the coverage.
The community-based provider organizations that provide services to children with
severe mental illness include the providers of services under the “FAST Forward”
program authorized under RSA 167:3-l, III and the New Hampshire Medicaid
§1915(i) State Plan Amendment1 approved by CMS on July 12, 2018,2 as well as
services provided by the state’s 10 Community Mental Health Centers established
1 https://www.dhhs.nh.gov/sites/g/files/ehbemt476/files/documents/2021-11/sp-3-1i.pdf
2 These agencies include: NFI North and Connected Families NH.
2
under RSA 135-C.3 The services at issue primarily include care coordination but
broadly encompass: (1) crisis assessments, (2) crisis intervention services, (3)
crisis stabilization services, (4) in-home services, (5) residential treatment services,
(6) structured outpatient programs, (7) care coordination, (8) parent and youth
peer support services, and (9) hospital-based, nonresidential treatment programs.4
Some of the services provided by these organizations are social services rather
than health care services billable under commercial policies. At the same time,
many of the services do qualify as health care services and are billable under
specific Current Procedural Terminology (CPT) or Healthcare Common Procedure
Coding System (HCPCS) codes.
The American Medical Association develops and owns CPT codes which cover
services and procedures performed by physicians, other qualified health care
professionals, hospitals, laboratories, and outpatient facilities. HCPCS codes are
developed by CMS and cover a wider range of supplies and services not addressed
in the CPT codes. While there is some overlap between CPT and HCPCS codes,
there are certain services that are only covered by a CPT or a HCPCS code. In
addition to the CPT and HCPCS codes, there are various modifiers that may need to
be used to properly bill for a specific service. Modifiers may be necessary to
indicate a particular treatment setting, the type of provider performing the service,
whether the service is related to a social service program, or other relevant
information.
It is very important to understand the differences between the codes and modifiers,
as well as the appropriate context for their use, to ensure accurate billing and
reimbursement. The Department surveyed both the organizations providing these
services and the health carriers and compiled the attached chart identifying the
potentially appropriate codes for each of the service categories listed above.
As a result of the growing number of commercially covered children with severe
mental illness who are receiving billable services from the above-referenced
community mental health organizations, it is incumbent on health carriers to take
the following two actions:
1. Use best efforts to update contracts or come into contract and credential with
the above-referenced organizations for all qualified providers. The parties
are strongly encouraged to explore different reimbursement models as part
of these contract negotiations.
3 These agencies include: 1 Northern Human Services, 2 West Central Behavioral Health, 3 Lakes Region Mental
Health Center, 4 Riverbend Community Mental Health, 5 Monadnock Family Services, 6 Greater Nashua Mental
Health, 7 Mental Health Center of Greater Manchester, 8 Seacoast Mental Health Center, 9 Community
Partners, and 10 Center for Life Management.
4 Commercial health insurance policies in New Hampshire are required to provide benefits for mental health and
substance use disorder services and the Department would generally consider these categories of services a to be
included as covered services. See RSA 420-G:4-d; RA 417-E, RSA 415:18-a, and RSA 420-B:8-b.
3
2. Produce usable guidance, either in the provider contract itself or in the
provider billing manual, that will allow these organizations to determine the
proper billing codes and code modifiers to use in billing for services that are
reimbursable under the child’s commercial coverage.
4
Code
Description
Who Can Bill*
Dr/PA/
APRN
Psy.D.
MS
Clinical
Staff
Crisis Assessments
99202
New patient office or other outpatient visit, 15-29
minutes
X
99203
New patient office or other outpatient visit, 30-44
minutes
X
99204
New patient office or other outpatient visit, 45-59
minutes
X
99205
New patient office or other outpatient visit, 60-74
minutes
X
99212
Established patient office or other outpatient visit, 10-
19 minutes
X
99213
Established patient office or other outpatient visit, 20-
29 minutes
X
99214
Established patient office or other outpatient visit, 30-
29 minutes
X
99215
Established patient office or other outpatient visit, 40-
54 minutes
X
90791
Psychiatric diagnostic evaluation
X
X
X
90792
Psychiatric
diagnostic
evaluation
with
medical
services
X
Crisis Intervention and Stabilization Services
90839
Psychotherapy for crisis, first 60 minutes
X
X
X
90840
Psychotherapy for crisis, each additional 30 minutes
X
X
X
90846
Family psychotherapy (without patient present), 50
minutes
X
X
X
90847
Family psychotherapy (with patient present), 50
minutes
X
X
X
H2011
Crisis intervention service, per 15 minutes
S9484
Crisis intervention mental health services, per hour
S9485
Crisis intervention mental health services, per diem
In-home Services, including individual and
family therapy and behavioral interventions
99341
New Patient, home evaluation and management, 20
minutes
X
99342
New Patient, home evaluation and management, 30
minutes
X
99343
New Patient, home evaluation and management, 45
minutes
X
99344
New Patient, home evaluation and management, 60
minutes
X
99345
New Patient, home evaluation and management, 75
minutes
X
99347
Established
Patient,
home
evaluation
and
management, 15 minutes
X
99348
Established
Patient,
home
evaluation
and
management, 25 minutes
X
5
99349
Established
Patient,
home
evaluation
and
management, 40 minutes
X
99350
Established
Patient,
home
evaluation
and
management, 60 minutes
X
90832
Psychotherapy, 30 minutes with patient
X
X
X
90833
Psychotherapy when performed with evaluation and
management service, 30 minutes with patient
X
X
X
90834
Psychotherapy, 45 minutes with patient
X
X
X
90836
Psychotherapy when performed with evaluation and
management service, 45 minutes with patient
X
X
X
90837
Psychotherapy, 60 minutes with patient
X
X
X
90838
Psychotherapy when performed with evaluation and
management service, 60 minutes with patient
X
X
X
90846
Family psychotherapy (without patient present), 50
minutes
X
X
X
90847
Family psychotherapy (with patient present), 50
minutes
X
X
X
H0004
Behavioral Health Counseling and Therapy, per 15
minutes
H2019
Therapeutic behavioral services, per 15 minutes
T1027
Family training and counseling for child development,
per 15 minutes
Residential Treatment Services
H0004
Behavioral Health Counseling and Therapy, per 15
minutes
H0017
Behavioral health; residential (hospital residential
treatment program), without room and board, per
diem
H0018
Behavioral health; short-term residential (nonhospital residential treatment program), without
room and board, per diem
H0019
Behavioral
health;
long-term
residential
(nonmedical,
non-acute
care
residential
treatment
program), without room and board, per diem
H2019
Therapeutic behavioral services, per 15 minutes
Structured Outpatient Programs
90832
Psychotherapy, 30 minutes with patient
X
X
X
90833
Psychotherapy when performed with evaluation and
management service, 30 minutes with patient
X
X
X
90834
Psychotherapy, 45 minutes with patient
X
X
X
90836
Psychotherapy when performed with evaluation and
management service, 45 minutes with patient
X
X
X
90837
Psychotherapy, 60 minutes with patient
X
X
X
90838
Psychotherapy when performed with evaluation and
management service, 60 minutes with patient
X
X
X
90846
Family psychotherapy (without patient present), 50
minutes
X
X
X
90847
Family psychotherapy (with patient present), 50
minutes
X
X
X
6
H0004
Behavioral Health Counseling and Therapy, per 15
minutes
H0015
Alcohol and/or drug services; intensive outpatient
H2019
Therapeutic behavioral services, per 15 minutes
S9480
Intensive outpatient psychiatric services, per diem
T1027
Family training and counseling for child development,
per 15 minutes
Care Coordination
99490
Chronic care management by clinical staff under the
direction of a physician or other qualified health
professional, first 20 minutes per month
X
99439
Chronic care management by clinical staff under the
direction of a physician or other qualified health
professional, each additional 20 minutes per month
X
99491
Chronic care management by physician or other
qualified health professional, 30 minutes per month
X
99487
Complex chronic care management by clinical staff
under the direction of a physician or other qualified
health professional, first 60 minutes per month
X
99489
Complex chronic care management by clinical staff
under the direction of a physician or other qualified
health professional, each additional 30 minutes per
month
X
99484
Care management services for behavioral health
conditions by clinical staff under the direction of a
physician or other qualified health professional, at
least 20 minutes per month
X
G0506
Comprehensive assessment of and care planning for
patients requiring chronic care management services
H0006
Alcohol and/or drug services; case management
H0023
Behavioral health outreach service
H0034
Medication training and support, per 15 minutes
H2010
Comprehensive medication services, per 15 minutes
Parent and Youth Peer Support Services
90849
Multiple-family group psychotherapy
X
X
X
90853
Group psychotherapy
X
X
X
H0038
Self-help/peer services, per 15 minutes
H2019
Therapeutic behavioral services, per 15 minutes
T1027
Family training and counseling for child development,
per 15 minutes
Partial
Hospital-based,
Nonresidential
Treatment Programs
99221
Initial hospital care, per day typically 30 minutes
X
99222
Initial hospital care, per day typically 50 minutes
X
99223
Initial hospital care, per day typically 70 minutes
X
99231
Subsequent hospital care, per day, typically 15
minutes
X
7
99232
Subsequent hospital care, per day, typically 25
minutes
X
99233
Subsequent hospital care, per day, typically 35
minutes
X
90832
Psychotherapy, 30 minutes with patient
X
X
X
90833
Psychotherapy when performed with evaluation and
management service, 30 minutes with patient
X
X
X
90834
Psychotherapy, 45 minutes with patient
X
X
X
90836
Psychotherapy when performed with evaluation and
management service, 45 minutes with patient
X
X
X
90837
Psychotherapy, 60 minutes with patient
X
X
X
90838
Psychotherapy when performed with evaluation and
management service, 60 minutes with patient
X
X
X
90846
Family psychotherapy (without patient present), 50
minutes
X
X
X
90847
Family psychotherapy (with patient present), 50
minutes
X
X
X
H0004
Behavioral Health Counseling and Therapy, per 15
minutes
H0035
Mental health partial hospitalization, treatment, less
than 24 hours
S0201
Partial hospitalization services, less than 24 hours,
per diem
H2001
Rehabilitation program, per 1/2 day
H2019
Therapeutic behavioral services, per 15 minutes
Other
H0046
Mental Health Services, not otherwise specified
H0045
Respite care services, not in the home, per diem
H2015
Comprehensive community support services, per 15
minutes
H2022
Community-based wrap-around services, per diem
S9125
Respite Care, in home, per diem
S9482
Family stabilization services, per 15 minutes
T1027
Family training and counseling for child development,
per 15 minutes
How to Use the Above Chart:
This chart is being offered for reference purposes only. It is not intended to cover
every possible billing code that may apply, but instead seeks to identify common
codes associated with the category of services.
* The “Who Can Bill” column is specific to CPT (the codes that start with a number).
“Dr/PA/APRN” refers to physicians, physician assistants, and advanced practice
registered nurse. “Psy.D.” refers to qualified providers with a doctorate level
8
education. “MS” refers to qualified providers with a master’s degree level of
education. “Clinical Staff” means clinical staff under the direction of a physician or
other qualified health professional. For HCPCS codes (those codes starting with a
letter), the use of the code is not limited to certain providers so the boxes have
been shaded. A HCPCS code may need to include a modifier identifying the type of
provider rendering the service, care setting, or other relevant information as
reimbursement may vary based on the modifiers used.
Questions about this bulletin should be directed to Leigh Curtis, Health Insurance
Reform Coordinator at the New Hampshire Insurance Department, at
Leigh.E.Curtis@ins.nh.gov.