Voluntary Written Exposure and Primary Classification Data

State of New Jersey DEPARTMENT OF BANKING AND INSURANCE PO BOX 325 TRENTON, NJ 08625-0325 JON S. CORZINE STEVEN M. GOLDMAN Governor TEL (609) 292-5360 Commissioner Visit us on the Web at www.njdobi.org New Jersey is an Equal Opportunity Employer • Printed on Recycled Paper and Recyclable BULLETIN NO.: 06-10 TO: ALL NEW JERSEY PRIVATE PASSENGER AUTOMOBILE INSURERS FROM: STEVEN M. GOLDMAN, COMMISSIONER RE: VOLUNTARY WRITTEN EXPOSURE AND PRIMARY CLASSIFICATION DATA Pursuant to N.J.A.C. 11:3-16.15(c), each year the Department of Banking and Insurance is required to issue a Bulletin disclosing the Statewide distribution of voluntary market written exposures by primary classification. This data is collected in accordance with N.J.A.C. 11:3-16.15(a), which requires that all private passenger automobile insurers report the primary classification data on voluntary exposures as of December 31 of the prior year. The attached Exhibit reflects the data submitted by all voluntary private passenger insurers writing business as of December 31, 2005. 3/23/06 /s/ Steven M. Goldman Date Steven M. Goldman Commissioner bf06-01/inoord NEW JERSEY DEPARTMENT OF BANKING AND INSURANCE PRIVATE PASSENGER AUTO REPORTS as of December 31, 2005 Voluntary Market - In-Force Exposures / Primary Classification 12/31/2005 In-Force % of Exposures Total Principal Operator 65 and Over 706,057 13.96% No Youthful Operator Principal Oper Under 65 Pleasure Use Work<3 2,054,118 40.61% No Youthful Operator Principal Oper Under 65 Work 3-10 Miles 909,333 17.98% No Youthful Operator Principal Oper Under 65 Work > 10 Miles 772,395 15.27% No Youthful Operator Principal Oper Under 65 Business Use 54,199 1.07% No Youthful Operator Principal Oper Under 65 Farm Use 3,050 0.06% Youthful Operator Unmarried Female Pleasure/Farm Use 118,612 2.35% Youthful Operator Unmarried Female DTW/Business Use 119,141 2.36% Youthful Operator Married Male Pleasure/Farm Use 10,959 0.22% Youthful Operator Married Male DTW/Business Use 9,005 0.18% Youthful Operator Unmarried Male Principal Oper or Owner 258,570 5.11% Youthful Operator Unmarried Male Not PO or Owner 42,303 0.84% 5,057,742 100.00%