NM Insurance Bulletin 2021-005
FILING LIMIT EXTENSIONS FOR COVID-19 RELATED CLAIMS
STATE OF NEW MEXICO
OFFICE OF SUPERINTENDENT OF INSURANCE
SUPERINTENDENT OF INSURANCE
Russell Toal
.11.
@51
omc.tor
MEW MEXO '""'"''fNOENT
Of IN5URANCf
BULLETIN 2021-005
March 31, 2021
DEPUTY SUPERINTENDENT
Jennifer A. Catechis
TO:
ALL INSURERS LICENSED TO SELL HEAL TH INSURANCE IN NEW MEXIC:O
RE:
FILING LIMIT EXTENSIONS FOR COVID-19 RELATED CLAIMS
The New Mexico Office of Superintendent of Insurance ("OSI") is concerned that some
health care insurers may be denying providers' claims for COVID-19 related services based on
late submission. As we all know, conditions created by the public health emergency ("PHE"),
e.g., high demand for services, remote work for staff, provider reassignment and inaccurate or
missing insurance coverage infonnation at the time of service, all contributed to a high likelihood
that some billings for COVID-19 related services will be or were delayed and may not be submitted
within a payer's standard filing limit for original claims. The purpose of this Bulletin is to ensure
that all providers, including the New Mexico Depa1iment of Health, are allowed sufficient time
for the submission of claims for COVID-19 services.
The OSI directs eve1y health insurer licensed in New Mexico to allow every emolled
network provider one full calendar year from the date of service to file a claim for any COVID-19
related testing, vaccination or treatment if the date of service occurs during the PHE, which began
on March 12, 2020. Insurers are fu1iher directed to reprocess any COVID-19 claim previously
denied as untimely.
This extension of the filing limit is in line with the New Mexico Human Services
Department's recent Letter of Direction to its Medicaid Managed Care Organizations that extended
the Medicaid filing limit to one full calendar year for COVID-19-related services. In addition, the
one full calendar year filing limit is Medicare's standard filing limit. Therefore, the OSI believes
Main Office: 1120 Paseo de Peralta, Room 428, Santa Fe, NM 87501
Satellite Office: 6200 Uptown Blvd NE, Suite 100, Albuquerque, NM 87110
Main Phone: (505) 827-4601 I Satellite Phone: (505) 322-2186 I Toll Free: (855) 4 - ASK - OSI
www.osi.state.nm.us
BULLETIN
2021-005
Pagei2
this requirement is reasonable and will advance New Mexico's effoits to combat COVID-19
and
protect
the health
of our communities
and our essential
providers.
Thank
you for your
cooperation
during
this challenging
time.
ISSUED
this 31st day of March,
2021.
ffis'gbi,u6ht
Superintendent
of Insurance
Main Office: 1120 Paseo de Peralta, Room 428, Santa Fe, NM
87501
Satellite Office:
6200 Uptown
Blvd NE, Suite 100, Albuquerque,
NM 87110
Main Phone: (505) 827-4601 i Satellite Phone: (505) 322-2186i Toll Free: (855) 4 - ASK - OSI
www.osi.state.tun.us