NM Insurance Bulletin 2024-021

MENTAL HEALTH AND SUBSTANCE USE DISORDER PARITY DATA CALL

SupersededYear: 2024Length: 728 wordsOfficial source
STATE OF NEW MEXICO OFFICE OF SUPERINTENDENT OF INSURANCE SUPERINTENDENT OF INSURANCE Alice T. Kane Main Office: 1120 Paseo de Peralta, Fourth Floor, Santa Fe, NM 87501 Satellite Office: 6200 Uptown Blvd NE, Suite 400, Albuquerque, NM 87110 Main Phone: (505) 827-4601 | Toll Free: (855) 4 - ASK - OSI www.osi.state.nm.us BULLETIN 2024-021 October 18, 2024 TO: ALL MAJOR MEDICAL HEALTH INSURANCE CARRIERS REGULATED BY THE NEW MEXICO OFFICE OF THE SUPERINTENDENT RE: MENTAL HEALTH AND SUBSTANCE USE DISORDER PARITY DATA CALL The Mental Health Parity and Addiction Equity Act (MHPAEA), amended in November 2013, includes provisions that require group health plans and health insurance carriers to ensure Mental Health and Substance Use Disorder (MH/SUD) parity with Medical and Surgical (Med/Surg) services. This includes performing and documenting comparative analyses of network adequacy, pharmacy benefits, quantitative treatment limitations (QTLs) and nonquantitative treatment limitations (NQTLs). Group plans and health insurance carriers are further required to make these analyses available to applicable state authorities upon request. Pursuant to NMSA 1978, Section 59A-4-3, and to ensure that all New Mexicans have access to care and coverage compliant with state and federal parity requirements, the New Mexico Office of Superintendent of Insurance (OSI) directs every subject health plan to submit data and comparative analyses, using the attached data call tools. Group plans and health insurance carriers are required to report data and analyses regarding health care coverage for plan years beginning on or after January 1, 2023, and offered through December 31, 2023, i.e., Plan Year 2023. Timeline: All reporting as described in this data call is due by 12:00 p.m. on Friday, November 29, 2024. B U L L E T I N 2 0 2 4 - 0 2 1 P a g e | 2 Main Office: 1120 Paseo de Peralta, Fourth Floor, Santa Fe, NM 87501 Satellite Office: 6200 Uptown Blvd NE, Suite 400, Albuquerque, NM 87110 Main Phone: (505) 827-4601 | Toll Free: (855) 4 - ASK - OSI www.osi.state.nm.us Lines of Business: The reported data shall include information on major medical health coverage offered in New Mexico in the following major medical markets: • Individual HMO (both on- and off-exchange) • Small Group fully insured HMO and PPO • Large Group fully insured HMO and PPO with highest enrollment (as applicable) Null reporting is not required for carriers that do not offer major medical health insurance coverage. Data to Report: Provider network information, pharmacy benefits, QTL and NQTL analyses relating to network adequacy and utilization management protocols as outlined in the required data call templates. Reporting Procedure: The data to report must be submitted using the designated data call templates listed below: 1. Self-Attestation Tool 2. Data File Layouts The templates are available for download on the OSI website, Mental Health Parity tab at: https://www.osi.state.nm.us/pages/bureaus/mcb/resources/mental-health-parity The “Self-Attestation Tool” must be submitted through the SERFF online portal under the HOrg03 Health - Other TOI, Informational Filing Type. The “Data File Layouts” document is a request for raw data which must be submitted through a secure drop-box. OSI will provide additional instructions to each individual carrier. Frequently Asked Questions (FAQs) are provided in a separate document titled “Additional Guidance-FAQs”, also on the OSI website, Mental Health Parity tab. OSI will provide updated FAQs as needed, based on questions received. OSI will accept submissions at either the group or individual company level. If reporting by group, please include all companies in the group or ensure that no companies are duplicated within separate submissions. Individual companies, not part of a group, should provide their company code in the group code field on the template. Please submit questions to the OSI Mental Health Parity team at the following email address: OSI.MentalHealthParity@osi.nm.gov B U L L E T I N 2 0 2 4 - 0 2 1 P a g e | 3 Main Office: 1120 Paseo de Peralta, Fourth Floor, Santa Fe, NM 87501 Satellite Office: 6200 Uptown Blvd NE, Suite 400, Albuquerque, NM 87110 Main Phone: (505) 827-4601 | Toll Free: (855) 4 - ASK - OSI www.osi.state.nm.us Failure to submit the information requested in the data call may result in the imposition of fines, rejection of qualified health plan certification, or revocation of license. As always, OSI thanks carriers for their partnership and cooperation. ISSUED this 18th day of October 2024. __________________________________ ALICE T. KANE Superintendent of Insurance
NM Insurance Bulletin 2024-021: MENTAL HEALTH AND SUBSTANCE USE DISORDER PARITY DATA CALL | Justis AI